Volusia County, FL Bankruptcy & Debt Lawyers

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Jeffrey Alan Klein

Alimony & Spousal Support, Adoption, Banking & Finance, Bankruptcy

Status: In Good Standing

CONTACT

747 South Ridgewood Avenue, Daytona Beach, FL 32114

Walter J. Snell

Bankruptcy & Debt, Estate, Business, Criminal, Real Estate

Status: In Good Standing Licensed: 37 Years

FREE CONSULTATION

CONTACT

436 N Peninsula Dr, Daytona Beach, FL 32118

Sheryl Simonetta Zust

Bankruptcy, Credit & Debt, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

FREE CONSULTATION

CONTACT

4649 S. Clyde Morris Blvd., Ste 610, Port Orange, FL 32129

R. Jason De Groot

Bankruptcy, Criminal, Divorce & Family Law, Estate

Status: In Good Standing

CONTACT

Deltona, Deltona, FL 32725

George J. Trovato

Divorce & Family Law, Criminal, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 20 Years

CONTACT

200 E Graves Ave, Orange City, FL 32763

Chelsea Nicole Abend

Labor Law, Administrative Law, Collection, Animal Bite

Status: In Good Standing Licensed: 9 Years

CONTACT

1190 Champions Dr, Daytona Beach, FL 32124

Anna Handy

Immigration, Civil Rights, Insurance, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 9 Years

CONTACT

19 Pine Hollow Way, Ormond Beach, FL 32174

Heidi M. Crimins

Dispute Resolution, Federal Appellate Practice, Family Law, Bankruptcy

Status: In Good Standing

CONTACT

251 N Ridgewood Ave, Daytona Beach, FL 32114

Matthew Evan Peterson

Trusts, Estate Planning, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

418 Canal St, New Smyrna Beach, FL 32168

Mary Reid Mayo Morelly

Trusts, Family Law, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

2525 Travelers Palm Dr, Edgewater, FL 32141

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CREDIT FILE

See credit report.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

Volusia County, FL Bankruptcy & Debt Lawyers

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Jeffrey Alan Klein

Walter J. Snell

Sheryl Simonetta Zust

R. Jason De Groot

George J. Trovato

Chelsea Nicole Abend

Anna Handy

Heidi M. Crimins

Matthew Evan Peterson

Mary Reid Mayo Morelly

TIPS

LEGAL TERMS

REDEMPTION

ACCORD AND SATISFACTION

PREFERENCE

BULK SALES LAW

CREDIT FILE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

COLLECTION AGENCY

LIEN

CREDITOR

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