Waccabuc Collection Lawyer, New York, page 2

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Jesus Cachaya
About | Practice Areas
Osorio Cachaya Law Offices, PLLC
203 E Post Rd 1st Floor White Plains, NY 10601» view map
Accident & Injury, Criminal, Family, Immigration
Experienced Legal Assistance!

Osorio Cachaya Law Offices, PLLC is a family-owned law office that has been offering a team approach to legal issues since 1999.Se Hablamos Espanol

800-318-9750
1. Jesus Cachaya White Plains, NY
  Attorney at Law- NY
  Capital University Law School, JD 2008
2. AboutOsorio Cachaya Law Offices, PLLC
  Experienced Legal Assistance!
3. Practice AreasExpertise
  Accident & Injury
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Robert Wayne Wolper

Tax Litigation, Real Estate Other, Employee Rights, Business Organization, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

400 Columbus Ave, Valhalla, NY 10595

Daniel F. Florio

Corporate, Collection, Commercial Leasing, Construction Contracts

Status: In Good Standing Licensed: 28 Years

CONTACT

30 Glenn Street, White Plains, NY 10603

Daniel Frank Florio

Accident & Injury, Collection

Status: In Good Standing Licensed: 29 Years

CONTACT

30 Glenn St, White Plains, NY 10603

David M. Friedman

Collection

Status: In Good Standing Licensed: 35 Years

CONTACT

457 Martling Ave, Tarrytown, NY 10591

Joshua Jacob Grauer

Litigation, Municipal, Business & Trade, Collection

Status: In Good Standing

CONTACT

445 Hamilton Ave, White Plains, NY 10601

Francis J. Malara

Consumer Protection, Bankruptcy, Federal Appellate Practice, Collection

Status: In Good Standing

CONTACT

245 Main St, White Plains, NY 10601

Barry L. Mendelson

Corporate, Litigation, Collection, Real Estate

Status: In Good Standing

CONTACT

One Water Street, White Plains, NY 10601

Sharon B. Tilove-Navatta

Lawsuit & Dispute, Divorce, Consumer Rights, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

2 William St, White Plains, NY 10601

Kenneth G. Walsh

Collection, Bankruptcy, Antitrust, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

50 Main St, White Plains, NY 10606

Peter Ackerman

Government, Insurance, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

222 Mamaroneck Ave, White Plains, NY 10605

800-923-0641

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

FCRA

See Fair Credit Reporting Act.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Waccabuc Collection Lawyer, New York, page 2

Sponsored Law Firm

Osorio Cachaya Law Offices, PLLC

SPONSORED LAWYERS

Robert Wayne Wolper

Daniel F. Florio

Daniel Frank Florio

David M. Friedman

Joshua Jacob Grauer

Francis J. Malara

Barry L. Mendelson

Sharon B. Tilove-Navatta

Kenneth G. Walsh

Peter Ackerman

TIPS

LEGAL TERMS

PRIORITY DEBT

FRAUDULENT TRANSFER

LIMITED LIABILITY

CHAPTER 13 BANKRUPTCY

SUBROGATION

CREDIT REPORT

S CORPORATION

FCRA

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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