Walton Bankruptcy & Debt Lawyer, New York

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Edward Marshall Gartell

Real Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 56 Years

CONTACT

38 W Main St, Hancock, NY 13783

Michael Alan Brush

Family Law, Divorce & Family Law, Criminal, Collection

Status: In Good Standing Licensed: 57 Years

CONTACT

14 Reynolds Ave, Oneonta, NY 13820

Carol Ann Malz

Real Estate, Bankruptcy & Debt

Status: Inactive Licensed: 33 Years

CONTACT

554 Main St, Oneonta, NY 13820

Rosemarie Richards

Bankruptcy, Family Law, Adoption, Real Estate

Status: In Good Standing Licensed: 24 Years

CONTACT

156 Coye Brook Rd, South New Berlin, NY 13843

Joseph A. Episcopio

Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 21 Years

CONTACT

193 Jeffersonville North Branch Rd, Jeffersonville, NY 12748

Theodore Richard Rogowski

Status: In Good Standing Licensed: 67 Years

CONTACT

1924 Beaverkill Rd, Livingston Manor, NY 12758

Rosemarie Anne Richards

Family Law, Divorce, Child Custody, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

26 Conkey Avenue, Norwich, NY 13815

Diana Goldberg Adams

Bankruptcy, Mediation

Status: In Good Standing Licensed: 36 Years

CONTACT

602 Main Street, Hobart, NY 13788

Donald M. Sukloff

International, Family Law, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

99 Collier St, Binghamton, NY 13901

Frederick J. Meagher

Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: Suspended Licensed: 47 Years

CONTACT

114 Home Avenue, Binghamton, NY 13903

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FCRA

See Fair Credit Reporting Act.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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Walton Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Edward Marshall Gartell

Michael Alan Brush

Carol Ann Malz

Rosemarie Richards

Joseph A. Episcopio

Theodore Richard Rogowski

Rosemarie Anne Richards

Diana Goldberg Adams

Donald M. Sukloff

Frederick J. Meagher

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LEGAL TERMS

COLLATERAL

LIMITED LIABILITY

REDEMPTION

FCRA

PREFERENCE

BANKRUPTCY TRUSTEE

DISPOSABLE INCOME

COLLECTION AGENCY

CREDIT BUREAU

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