Wayne Bankruptcy & Debt Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Enrico Luciano

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Estate, Divorce & Family Law, Power of Attorney, Bankruptcy, Real Estate

Enrico Luciano is a practicing lawyer in the state of New Jersey.

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800-947-8041

271 Route 46 West, Fairfield, NJ 07004

Carl G. Zoecklein

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Criminal, DUI-DWI, Motor Vehicle, Bankruptcy & Debt, Real Estate

Carl G. Zoecklein, graduated from Seton Hall Law School in 1989, passed the New Jersey Bar in 1990 and became a licensed Attorney in the State of New ... (more)

FREE CONSULTATION

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800-910-1531

737 Broad St, Clifton, NJ 07013

John J. Scura

Mass Torts, Complex Litigation, Consumer Protection, Corporate, Bankruptcy Litigation

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1599 Hamburg Turnpike, Wayne, NJ 07470

Angela J. Mendelsohn

Commercial Real Estate, Foreclosure, Federal Appellate Practice, Bankruptcy

Status: Licensed: 38 Years

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1680 Route 23, Wayne, NJ 07470

Nicholas Brindisi

Real Estate, Family Law, Bankruptcy, Personal Injury

Status: Licensed: 46 Years

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1200 Rt 46 West, Clifton, NJ 07013

Robert Altshuler

Real Estate, Wills & Probate, Trusts, Contract, Bankruptcy

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1330 Hamburg Turnpike, Wayne, NJ 07470

Bryan Lindsay

Real Estate, Trusts, Business, Bankruptcy, Construction

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279 Browertown Rd, Little Falls, NJ 07424

Stuart D. Gavzy

Government, Bankruptcy & Debt

Status: Licensed: 39 Years

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163 East Main Street, Little Falls, NJ 07424

Katherine H. Creenan

Employee Rights, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: Licensed: 41 Years

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1599 Hamburg Turnpike, Wayne, NJ 07470

David Sklar

Bankruptcy

Status:

CONTACT

1680 State Rte. 23, Wayne, NJ 07470

800-814-6700

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

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Wayne Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Enrico Luciano

Carl G. Zoecklein

John J. Scura

Angela J. Mendelsohn

Nicholas Brindisi

Robert Altshuler

Bryan Lindsay

Stuart D. Gavzy

Katherine H. Creenan

David Sklar

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LIEN

CREDIT COUNSELING

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NO-FAULT INSURANCE

CREDITOR

DISCHARGE (OF DEBTS)

CREDIT INSURANCE

HOUSEHOLDER

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