Waynesboro Bankruptcy Lawyer, Georgia

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
3. Refer
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Joseph Edward Spires

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Accident & Injury, Personal Injury, Car Accident, Consumer Bankruptcy

I have practiced bankruptcy, personal injury, and workers' compensation law for 25 years.

Founding partner, Joseph Spires is a Georgia native with over two decades of legal experience. He specializes in Worker's Compensation, Bankruptcy and... (more)

FREE CONSULTATION

CONTACT

800-925-2541

445 Walker Street, Augusta, GA 30901

Wendy A Withrow

Eminent Domain, Government Contract, Corporate, Bankruptcy

Status:

CONTACT

429 Walker Street, Upper Level, Augusta, GA 30901

Jeanne D. Harrison

Social Security -- Disability, Government Agencies, Bankruptcy, Employment

Status: Licensed: 54 Years

CONTACT

Augusta, GA 30903

Dempsey Clay Ward

Dispute Resolution, Criminal, Consumer Rights, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 27 Years

CONTACT

445 Walker Street, Augusta, GA 30901

Kelly Brashear Kitchens

Family Law, Divorce & Family Law, Discrimination, Bankruptcy

Status: Licensed: 29 Years

CONTACT

512 Telfair Street, Augusta, GA 30901

Angela Carter Mcelroy

Divorce, Criminal, Consumer Bankruptcy, Bankruptcy

Status: Licensed: 34 Years

CONTACT

512 Telfair Street, Augusta, GA 30901

Matthew James Duncan

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 18 Years

CONTACT

2608 Commons Blvd, Augusta, GA 30909

Susan Dupre Barrett

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 34 Years

CONTACT

Augusta, GA 30903

J. Carlisle Overstreet

Real Estate, Government, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 54 Years

CONTACT

827 Milledge Road, Augusta, GA 30901

J. Benjamin Kay

Litigation, Credit & Debt, Bankruptcy

Status: Licensed: 53 Years

CONTACT

Augusta, GA 30914

800-814-6700

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

SAMPLE LEGAL CASES

Duke Galish, LLC v. Manton

... brought this tort action against appellees John P. Manton, his wife LaRose Manton, and the Bank of North Georgia in which they alleged that the appellees had conspired to inflate their secured claims in a bankruptcy proceeding, thereby thwarting appellants' contract for the ...

Pechin v. Lowder

... Prior to the accident at issue, the Lowders had filed a 431 Chapter 13 bankruptcy petition, but failed to amend their disclosures after the accident to include the contingent claim against Pechin and Kauffman Tire as an asset. ...

Merritt v. State

... victim was planning to purchase. The victim believed they would qualify for a loan when in fact, Merritt was in Chapter 13 bankruptcy and was delinquent in paying loans secured by land the victim gave her. The victim did not ...

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Waynesboro Bankruptcy Lawyer, Georgia

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Joseph Edward Spires

Wendy A Withrow

Jeanne D. Harrison

Dempsey Clay Ward

Kelly Brashear Kitchens

Angela Carter Mcelroy

Matthew James Duncan

Susan Dupre Barrett

J. Carlisle Overstreet

J. Benjamin Kay

TIPS

LEGAL TERMS

CREDIT BUREAU

SECURED DEBT

BANKRUPTCY

IRS EXPENSES

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDIT REPORT

NUISANCE FEES

DISCHARGE (OF DEBTS)

DEBIT CARD

SAMPLE LEGAL CASES

Duke Galish, LLC v. Manton

Pechin v. Lowder

Merritt v. State

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