West Islip Bankruptcy & Debt Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Kevin J. Werner

Litigation, Divorce & Family Law, DUI-DWI, Bankruptcy

Status: In Good Standing

CONTACT

120 4th Ave, Bay Shore, NY 11706

Jeffrey Herzberg

Bankruptcy & Debt

Status: Inactive Licensed: 45 Years

CONTACT

24 E Main St, Bay Shore, NY 11706

Ivars Berzins

Bankruptcy & Debt, Lawsuit & Dispute, Estate, Real Estate, Wills & Probate

Status: In Good Standing Licensed: 60 Years

CONTACT

484 W Main St, Babylon, NY 11702

Thomas Persichilli

Real Estate, Estate, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

2137 Deer Park Ave, Deer Park, NY 11729

John A. Reno

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

1913 Deer Park Ave, Deer Park, NY 11729

Rachel-Anne Scelfo

Real Estate, Environmental Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

200 Sunrise Hwy, Lindenhurst, NY 11757

Michael A. Kinzer

Foreclosure, Immigration, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

2061 Deer Park Ave, DeerPark, NY 11729

Freddie Grafstein

Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 56 Years

CONTACT

2061 Deer Park Ave, Deer Park, NY 11729

Richard F Artura

Real Estate, Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

165 S Wellwood Ave, Lindenhurst, NY 11757

Michael S. Cox

Litigation, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

165 S Wellwood Ave, Lindenhurst, NY 11757

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

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West Islip Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Kevin J. Werner

Jeffrey Herzberg

Ivars Berzins

Thomas Persichilli

John A. Reno

Rachel-Anne Scelfo

Michael A. Kinzer

Freddie Grafstein

Richard F Artura

Michael S. Cox

TIPS

LEGAL TERMS

GUARANTOR

CREDITOR

CHAPTER 13 PLAN

TRUTH IN LENDING ACT (TILA)

CHAPTER 7 BANKRUPTCY

CHAPTER 13 BANKRUPTCY

DOING BUSINESS AS (DBA)

WORKOUT

FRAUDULENT TRANSFER

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