West Point Bankruptcy & Debt Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Gene L Grobstein

Family Law, Divorce, Bankruptcy

Status:

CONTACT

10 Little Britain Rd, Newburgh, NY 12550

Gisele Camielle Rosado

Commercial Real Estate, Civil Rights, Contract, Credit & Debt

Status: Licensed: 19 Years

CONTACT

717 Broadway, Newburgh, NY 12550

Glen L. Heller

Landlord-Tenant, Estate, Bankruptcy & Debt, Car Accident

Status:

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555 Hudson Valley Ave, Newburgh, NY 12553

Gustavo Walter Alzugaray

Workers' Compensation, Bankruptcy, Personal Injury, Medical Malpractice

Status: Licensed: 26 Years

CONTACT

1279 Route 300, Newburgh, NY 12551

Jacqueline Mcbride Gaillard

Education, Traffic, Employment, Bankruptcy & Debt

Status: Licensed: 28 Years

CONTACT

37 Duncan Ave, Cornwall On Hudson, NY 12520

James William Shuttleworth

Government, Bankruptcy & Debt, Personal Injury

Status: Licensed: 36 Years

CONTACT

1279 Route 300, Newburgh, NY 12550

John R. Kibbe

Industry Specialties, Business, Bankruptcy & Debt

Status:

CONTACT

1961 Commerce St, Yorktown Heights, NY 10598

Joseph Phillip Rones

Government, Bankruptcy & Debt, Personal Injury, Accident & Injury

Status: Licensed: 52 Years

CONTACT

417 Philo St, Newburgh, NY 12553

Karen M Kelly

Bankruptcy & Debt

Status: Licensed: 27 Years

CONTACT

700 Corporate Blvd, Newburgh, NY 12550

Lawrence Marshal Klein

Business, Bankruptcy & Debt

Status: Licensed: 65 Years

CONTACT

17 N Plank Rd, Newburgh, NY 12550

800-814-6700

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800-943-8690

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

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West Point Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Gene L Grobstein

Gisele Camielle Rosado

Glen L. Heller

Gustavo Walter Alzugaray

Jacqueline Mcbride Gaillard

James William Shuttleworth

John R. Kibbe

Joseph Phillip Rones

Karen M Kelly

Lawrence Marshal Klein

TIPS

LEGAL TERMS

WORKOUT

INFRINGEMENT (OF TRADEMARK)

SECURED DEBT

DEBT COLLECTOR

SECRET WARRANTY PROGRAM

PRESUMED ABUSE

UNSECURED DEBT

TRUTH IN LENDING ACT (TILA)

DEFINED CONTRIBUTION PLAN

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