Williamsfield Bankruptcy & Debt Lawyer, Ohio

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
Competent Legal Representation

Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Richard Brian Kotila

Real Estate, Government, Estate, Collection

Status: Licensed: 63 Years

CONTACT

19 Public Square, Andover, OH 44003

David Lester Mccombs

Commercial Real Estate, Estate, Consumer Rights, Bankruptcy

Status: Licensed: 51 Years

CONTACT

100 Public Square, Andover, OH 44003

Michael Allen Hiener

Family Law, Juvenile Law, Bankruptcy, Personal Injury

Status: Licensed: 39 Years

CONTACT

Jefferson, OH 44047

Malcolm Stewart Douglas

Family Law, Criminal, Bankruptcy, Accident & Injury

Status: Licensed: 36 Years

CONTACT

113 N Chestnut St, Jefferson, OH 44047

Kyle B Smith

Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: Licensed: 45 Years

CONTACT

36 W Jefferson St, Jefferson, OH 44047

Jerome Albert Lemire

Energy, Federal Appellate Practice, Elder Law, Bankruptcy

Status: Licensed: 49 Years

CONTACT

531 E Beech St, Jefferson, OH 44047

James Donald Franks

Federal Appellate Practice, Family Law, Bankruptcy, Personal Injury

Status: Licensed: 42 Years

CONTACT

3637 State Rte 5, Cortland, OH 44410

Anne Marie Reese

Social Security, Employee Rights, Administrative Law, Bankruptcy

Status: Licensed: 40 Years

CONTACT

121 E Walnut St, Jefferson, OH 44047

Jane Timonere

DUI-DWI, Corporate, Bankruptcy, Personal Injury

Status: Licensed: 25 Years

CONTACT

4 Lawyers Row, Jefferson, OH 44047

Michael Philip Geary

Bankruptcy & Debt, Accident & Injury, Divorce & Family Law, Lawsuit & Dispute, Estate

Status: Licensed: 36 Years

CONTACT

55 N. Chestnut St., Jefferson, OH 44047

800-814-6700

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Williamsfield Bankruptcy & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Richard Brian Kotila

David Lester Mccombs

Michael Allen Hiener

Malcolm Stewart Douglas

Kyle B Smith

Jerome Albert Lemire

James Donald Franks

Anne Marie Reese

Jane Timonere

Michael Philip Geary

TIPS

LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

CREDIT INSURANCE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CHAPTER 13 BANKRUPTCY

401(K) PLAN

ADMINISTRATIVE EXPENSES

ACCORD AND SATISFACTION

DISPOSABLE INCOME

SECRET WARRANTY PROGRAM

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