Winchester Workout Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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James A. Arneson

Alimony & Spousal Support, Child Support, Criminal, Children's Rights

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318 S.E. Jackson Street, Roseburg, OR 97470

Jessica E. Freeman

General Practice

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318 S.E. Jackson Street, Roseburg, OR 97470

Scott E. Baldwin

Criminal

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318 S.E. Jackson Street, Roseburg, OR 97470

Dan W Clark

Estate, Divorce & Family Law

Status: Licensed: 44 Years

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150 NE Kenneth Ford Dr, Roseburg, OR 97470

Walter Carl Dauterman

General Practice

Status: Licensed: 22 Years

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480 Wild Fern Drive, Winchester, OR 97495

Jessica Lacy Wingler

Lawsuit & Dispute, Estate, Divorce & Family Law, Bankruptcy

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283 SE Fowler St, Roseburg, OR 97470

William Jason Mahan

Criminal, Accident & Injury

Status: Licensed: 23 Years

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223 SE Fowler, Roseburg, OR 97470

Ryan W Podlesnik

Lawsuit & Dispute, Family Law, Bankruptcy, DUI-DWI, Personal Injury

Status: Licensed: 16 Years

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223 SE Fowler, Roseburg, OR 97470

Thomas C Bernier

Criminal, Children's Rights, DUI-DWI, Felony, Litigation

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318 Se Jackson St, Roseburg, OR 97470

Stephen Mountainspring

Real Estate, Divorce & Family Law, Business

Status: Licensed: 35 Years

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810 SE Douglas Ave, Roseburg, OR 97470

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

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Winchester Workout Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

James A. Arneson

Jessica E. Freeman

Scott E. Baldwin

Dan W Clark

Walter Carl Dauterman

Jessica Lacy Wingler

William Jason Mahan

Ryan W Podlesnik

Thomas C Bernier

Stephen Mountainspring

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LEGAL TERMS

LIEN

DISPOSABLE INCOME

MEANS TEST

MEETING OF CREDITORS

LOSS DAMAGE WAIVER (LDW)

FAIR LABOR STANDARDS ACT (FLSA)

CREDIT REPORT

LIMITED LIABILITY

DISCHARGE (OF DEBTS)

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