Winona Bankruptcy & Debt Lawyer, Ohio, page 7

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
Competent Legal Representation

Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Jen Zap

Bankruptcy, Consumer Bankruptcy, Tax, Professional Responsibility

Status: Licensed: 21 Years

CONTACT

20 W Federal St, Youngstown, OH 44503

Jennifer Lynn Zap

Collection, Bankruptcy, Tax, Professional Responsibility

Status: Licensed: 21 Years

CONTACT

20 W Federal St, Youngstown, OH 44503

Jerome Martin Bryan

Estate Planning, Employee Rights, Banking & Finance, Bankruptcy

Status:

CONTACT

6 Federal Plaza Central, Youngstown, OH 44503

Jerry Ray Krzys

Litigation, Federal Appellate Practice, Corporate, Commercial Bankruptcy, Insurance

Status:

CONTACT

100 Debartolo Pl, Youngstown, OH 44512

Jerry Bryan

Banking & Finance, Bankruptcy, Employee Rights, Estate Planning, Power of Attorney

Status: Licensed: 35 Years

CONTACT

6 Federal Plaza Central, Youngstown, OH 44503

Jim Melone

Personal Injury, Litigation, Family Law, Bankruptcy

Status: Licensed: 28 Years

CONTACT

120 Market St, Youngstown, OH 44503

Joanna Bitonte White

Bankruptcy & Debt

Status: Licensed: 21 Years

CONTACT

4590 Boardman-Canfield Rd, Canfield, OH 44406

John Francis Petrony

Real Estate, Electronic Commerce, Corporate, Commercial Bankruptcy

Status: Licensed: 32 Years

CONTACT

20 E Mckinley Way, Youngstown, OH 44514

John Thomas Heino

Consumer Rights, Civil & Human Rights, Business, Bankruptcy & Debt

Status: Licensed: 29 Years

CONTACT

940 Bears Den Rd, Youngstown, OH 44511

John Frederick Zimmerman

Estate Planning, Workers' Compensation, Bankruptcy, Personal Injury

Status: Licensed: 51 Years

CONTACT

201 East Commerce Street, Youngstown, OH 44503

800-814-6700

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

FDCPA

See Fair Debt Collections & Practices Act.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

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Winona Bankruptcy & Debt Lawyer, Ohio, page 7

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Jen Zap

Jennifer Lynn Zap

Jerome Martin Bryan

Jerry Ray Krzys

Jerry Bryan

Jim Melone

Joanna Bitonte White

John Francis Petrony

John Thomas Heino

John Frederick Zimmerman

TIPS

LEGAL TERMS

SOLE PROPRIETORSHIP

BULK SALES LAW

FDCPA

LIABILITY

IRS EXPENSES

FAIR CREDIT REPORTING ACT (FCRA)

TRUTH IN LENDING ACT (TILA)

MEETING OF CREDITORS

DEBT COLLECTOR

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