Woonsocket Bankruptcy & Debt Lawyer, Rhode Island

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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David L. Graham

✓ VERIFIED

Bankruptcy & Debt, Criminal, Estate, Divorce & Family Law, Accident & Injury

Since 1982, Attorney Graham has represented clients in many diverse areas of the law. He has represented hundreds of clients in the area of consumer b... (more)

CONTACT

401-861-4056

840 Smithfield Ave., Lincoln, RI 02865

Jennifer A. Armstrong

Collection, Consumer Bankruptcy, Workout, Foreclosure

Status: In Good Standing

FREE CONSULTATION

CONTACT

353 Armistice Boulevard, Pawtucket, RI 02861

Lynn Bouvier Kapiskas

Litigation, Estate Planning, Contract, Bankruptcy

Status: In Good Standing

CONTACT

191 Social St, Woonsocket, RI 02895

Luc Labrosse

Credit & Debt, Elder Law

Status: In Good Standing

CONTACT

12 Breakneck Hill Rd, Lincoln, RI 02865

Stefanie D. Howell

Lawsuit & Dispute, Medicare & Medicaid, Estate, Employee Rights, Bankruptcy

Status: In Good Standing

CONTACT

265 George Washington Hwy, Smithfield, RI 02917

Christopher M. Lefebvre

Divorce & Family Law, Bankruptcy & Debt, Estate, Consumer Rights, Defect and Lemon Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

2 Dexter St, Pawtucket, RI 02860

Clovis Gregor

Litigation, Estate Planning, Family Law, Bankruptcy

Status: In Good Standing

CONTACT

2 Dexter Street, Pawtucket, RI 02862

Mindy Montecalvo

Accident & Injury, Divorce & Family Law, Real Estate, Bankruptcy & Debt

Status: In Good Standing

CONTACT

574 Central Ave., Pawtucket, RI 02861

Roger C. Ross

Corporate, Banking & Finance, Collection

Status: In Good Standing

CONTACT

150 Main Street, Pawtucket, RI 02860

Richard J. Volpe

Foreclosure, Real Estate, Elder Law, Bankruptcy

Status: In Good Standing

CONTACT

1080 Main St, Pawtucket, RI 02860

800-923-0641

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FCBA

See Fair Credit Billing Act.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

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Woonsocket Bankruptcy & Debt Lawyer, Rhode Island

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Botelho Law Group

SPONSORED LAWYERS

David L. Graham

Jennifer A. Armstrong

Lynn Bouvier Kapiskas

Luc Labrosse

Stefanie D. Howell

Christopher M. Lefebvre

Clovis Gregor

Mindy Montecalvo

Roger C. Ross

Richard J. Volpe

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LEGAL TERMS

MEANS TEST

DISCHARGEABLE DEBTS

LOSS DAMAGE WAIVER (LDW)

LIQUIDATING PARTNER

GUARANTOR

DEFINED CONTRIBUTION PLAN

FCBA

PRESUMED ABUSE

CREDITOR

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