Yates County, NY Credit & Debt Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Carl Jacob Schwartz

Estate, Divorce & Family Law, Real Estate Other

Status: In Good Standing Licensed: 32 Years

CONTACT

131 Main St, Penn Yan, NY 14527

Marianne Maher

General Practice

Status: In Good Standing Licensed: 36 Years

CONTACT

2421 Blue Spruce Ln, Penn Yan, NY 14527

Stephen Patrick Hampsey

General Practice

Status: In Good Standing Licensed: 10 Years

CONTACT

270 Lake St, Penn Yan, NY 14527

Thomas H. Close

General Practice

Status: In Good Standing Licensed: 51 Years

CONTACT

6093 E Bluff Dr, Penn Yan, NY 14527

Douglas E. Rowe

Criminal, Criminal, Juvenile Law

Status: In Good Standing Licensed: 55 Years

CONTACT

1109 Anthony Beach Road, Penn Yan, NY 14527

David F. English

Land Use & Zoning, Arbitration, Government Contract, Administrative Law

Status: In Good Standing Licensed: 47 Years

CONTACT

8565 E Bluff Dr, Penn Yan, NY 14527

Robert Charles Foster

Real Estate, Estate

Status: In Good Standing Licensed: 48 Years

CONTACT

305 Liberty St, Penn Yan, NY 14527

Philip Llewellyn Bailey

General Practice

Status: In Good Standing Licensed: 51 Years

CONTACT

130 Main St, Penn Yan, NY 14527

Donald A. Schneider

General Practice

Status: In Good Standing Licensed: 62 Years

CONTACT

307 Liberty St, Penn Yan, NY 14527

W Patrick Falvey

General Practice

Status: In Good Standing Licensed: 49 Years

CONTACT

350 Elm St, Penn Yan, NY 14527

800-923-0641

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LEGAL TERMS

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CCCS

See Consumer Credit Counseling Service.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

... Such a system is not tolerable in regard to credit card and other consumer credit debt cases where items such as the interest rate, late payment charge, and over-the-limit fees may change several times over the course of the consumer credit agreement. ...

Grasso v. Grasso

... 765 The husband also correctly contends that the Supreme Court improvidently exercised its discretion by, in effect, holding him responsible for 100% of the credit card obligations that constitute the parties' marital debt as well as all the marital debt that was solely in the wife's ...

PRA III LLC v. Gonzalez

... agreement to extend credit to the defendant, the issuance of credit cards at the defendant's address, his use of credit cards, his ... Moreover, the plaintiff submitted no evidence demonstrating the defendant's intention to pay the alleged debt (see General Obligations Law Â§ 17-101 ...

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Yates County, NY Credit & Debt Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Carl Jacob Schwartz

Marianne Maher

Stephen Patrick Hampsey

Thomas H. Close

Douglas E. Rowe

David F. English

Robert Charles Foster

Philip Llewellyn Bailey

Donald A. Schneider

W Patrick Falvey

TIPS

LEGAL TERMS

ACCORD AND SATISFACTION

CCCS

BANKRUPTCY TRUSTEE

SECURED DEBT

FRATERNAL BENEFIT SOCIETY BENEFITS

REAFFIRMATION

INTEREST

TOXIC TORT

IRS EXPENSES

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

Grasso v. Grasso

PRA III LLC v. Gonzalez

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PRACTICE AREAS 70