Beaver Island Bankruptcy & Debt Lawyer, Michigan

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Jodi J. Doak Lawyer

Jodi J. Doak

VERIFIED
Estate, Traffic, Criminal, Divorce & Family Law

Mrs. Doak graduated from Thomas Cooley Law School in 2001 as the most decorated student in the school’s history, tying for 5th highest GPA in the sc... (more)

Douglass H. Shermeta

Immigration, Employee Rights, Contract, Bankruptcy & Debt
Status:  Inactive           Licensed:  54 Years

Robert William Mendham

Accident & Injury, Bankruptcy & Debt, Criminal, Divorce & Family Law, Landlord-Tenant
Status:  In Good Standing           Licensed:  23 Years

Adam Raymond Cross

Other, Real Estate, Pharmaceutical Product, Criminal, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  10 Years

Gary A. Trepod

Real Estate, Collection, Construction, Contract
Status:  In Good Standing           Licensed:  54 Years

David W. Fershee

Dispute Resolution, Family Law, Insurance, Credit & Debt
Status:  In Good Standing           Licensed:  52 Years

Kevin P. Kavanagh

Commercial Real Estate, Business, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  33 Years

Webb F. Martin

Estate Planning, Estate, Non-profit, Reorganization
Status:  In Good Standing           

Joel D. Wurster

Construction, Trusts, Contract, Collection
Status:  In Good Standing           Licensed:  31 Years

John P. Ternes

Real Estate, Elder Law, Estate Planning, Credit & Debt
Status:  Inactive           Licensed:  70 Years

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Free Help: Use This Form or Call 800-943-8690

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800-943-8690

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)
The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)
A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)
The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CCCS

See Consumer Credit Counseling Service.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.