Altamonte Springs Reorganization Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Richard A. Heller

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Bankruptcy & Debt, Estate, Divorce & Family Law

If you are reading this information, there is a good chance you need highly qualified legal representation. Our firm has been providing such represen... (more)

FREE CONSULTATION

CONTACT

407-649-7700

611 N Wymore Rd, Winter Park, FL 32789

Vera June

Bankruptcy, Business Organization, Credit & Debt, Foreclosure

Status: In Good Standing

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283 Cranes Roost Blvd., Altamonte Springs, FL 32701

Julie Jo Adams

Wills & Probate, Wills, Bankruptcy, Trusts

Status: In Good Standing

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415 South Orlando Avenue, Winter Park, FL 32789

Charlie Price

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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390 Maitland Avenue, Altamonte Springs, FL 32701

Erin E. Tudhope

Foreclosure, Government, Consumer Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

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1681 North Maitland Avenue, Maitland, FL 32751

Amy Mai

Immigration, Bankruptcy & Debt, Estate, Business

Status: In Good Standing

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2700 Westhall Lane, Maitland, FL 32751

Scott Steven Sheffler

Dispute Resolution, Corporate, Business Organization, Bankruptcy

Status: In Good Standing Licensed: 34 Years

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2600 Lake Lucien Dr, Maitland, FL 32751

Steven Kramer

Accident & Injury, Business, Bankruptcy & Debt, Criminal

Status: In Good Standing

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999 Douglas Ave, Altamonte Springs, FL 32714

Silvia Rodriguez Sanders

Corporate, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 33 Years

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1801 Lee Rd, Winter Park, FL 32789

Matthew Robert Gross

Commercial Real Estate, Wills, Trusts, Bankruptcy

Status: In Good Standing

CONTACT

498 Palm Springs Dr, Altamonte Springs, FL 32701

800-923-0641

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CREDIT FILE

See credit report.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

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Altamonte Springs Reorganization Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Richard A. Heller

Vera June

Julie Jo Adams

Charlie Price

Erin E. Tudhope

Amy Mai

Scott Steven Sheffler

Steven Kramer

Silvia Rodriguez Sanders

Matthew Robert Gross

TIPS

LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

MEETING OF CREDITORS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

TRADE DRESS

CREDIT INSURANCE

CREDIT REPORT

CREDIT FILE

SECURED DEBT

CHAPTER 7 BANKRUPTCY

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