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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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S. Alex Yaffe

Social Security, Workers' Compensation, Collection, Personal Injury, Family Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

12231 South May Avenue, Oklahoma City, OK 73170

Mike Voorhees

Banking & Finance, Corporate, Business Organization, Collection

Status: In Good Standing

CONTACT

Bank of Oklahoma Building, 7701 South Western Avenue, Oklahoma City, OK 73139

Samuel Calvin Bingaman

Administrative Law, Bankruptcy, Elder Law, Adoption

Status: In Good Standing

CONTACT

127 W Chickasha Avenue, Chickasha, OK 73018

Rodney Dean Fergason

Employment, Workers' Compensation, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

423 W Iowa Avenue, Oklahoma City, OK 73108

Rodney Dean Fergason

General Practice

Status: In Good Standing Licensed: 29 Years

CONTACT

423 W Iowa Avenue, Oklahoma City, OK 73108

John Paul Melot

Administrative Law, Bankruptcy, Workers' Compensation, Social Security

Status: In Good Standing

CONTACT

1601 E Veterans Memorial Hwy, Blanchard, OK 73010

Lysbeth Lou George

Bankruptcy, Consumer Bankruptcy

Status: In Good Standing

CONTACT

Blanchard, OK 73010

Carol Wood Mitchell

Wills & Probate, Family Law, Lending, Bankruptcy

Status: In Good Standing

CONTACT

208 Kortney Pl, Tuttle, OK 73089

William Reynolds Moon

Insurance, Oil & Gas, Bankruptcy, Adoption

Status: In Good Standing

CONTACT

721 W Country Club Rd, Chickasha, OK 73018

Gordon A. Harness

Bankruptcy

Status: In Good Standing

CONTACT

1900 N Rockwell Ave, Newcastle, OK 73065

800-923-0641

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LEGAL TERMS

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Amber Bankruptcy & Debt Lawyer, Oklahoma

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

S. Alex Yaffe

Mike Voorhees

Samuel Calvin Bingaman

Rodney Dean Fergason

Rodney Dean Fergason

John Paul Melot

Lysbeth Lou George

Carol Wood Mitchell

William Reynolds Moon

Gordon A. Harness

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LEGAL TERMS

NONDISCHARGEABLE DEBTS

SUBROGATION

UNSECURED DEBT

NO-FAULT INSURANCE

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FRAUDULENT TRANSFER

GRACE PERIOD

MEETING OF CREDITORS

COSIGNER

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