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Robert Geller
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Law Offices of Robert M. Geller, P.A.
807 West Azeele Street Tampa, FL 33606 » view map
Bankruptcy Law Attorneys - Hillsborough County
Bridging You A Brighter Future

It is our firm's philosophy and goal to give each client the individual attention he or she needs in difficult times. Call for a free initial consultation.

800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
3. Contact UsEmail or Call 24/7
  Call for initial free consultation, 800-811-8031.
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Mark Andrew Nelson

✓ VERIFIED

Credit & Debt, Litigation, Family Law, Construction

Mr. Nelson’s experience includes over thirty (30) years of practice in Circuit and County Courts in Florida. Mr. Nelson’s experience also includes... (more)

CONTACT

800-411-9740

2424 Manatee Ave W, Bradenton, FL 34205

Ryan Jeffrey Hittel

Commercial Real Estate, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 8 Years

CONTACT

607 7Th St E, Bradenton, FL 34208

Paul Christopher Grivas

Land Use & Zoning, Trusts, Corporate, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

924 7Th Ave E, Bradenton, FL 34208

Melanie A. Newby

Employee Rights, Credit & Debt, Bankruptcy, Personal Injury, Car Accident

Status: In Good Standing Licensed: 34 Years

CONTACT

521 9Th St W, Bradenton, FL 34205

Nelon Kirkland

Family Law, Civil Rights, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 40 Years

CONTACT

1206 Manatee Ave W, Bradenton, FL 34205

Patrick Groover Bryant

Commercial Real Estate, Corporate, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

1401 8Th Ave W, Bradenton, FL 34205

Scott David McKay

Civil Rights, Corporate, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 25 Years

CONTACT

1904 Manatee Ave W, Bradenton, FL 34205

Maurice Andrew Mooney

Criminal, Civil & Human Rights, Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

3639 Cortez Rd W, Bradenton, FL 34210

Janelle Louise Esposito

Corporate, Contract, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

Bradenton, FL 34206

Eden R Banks

Litigation, Civil Rights, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

4445 67Th St E, Bradenton, FL 34203

800-923-0641

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Bradenton Credit & Debt Lawyer, Florida

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Mark Andrew Nelson

Ryan Jeffrey Hittel

Paul Christopher Grivas

Melanie A. Newby

Nelon Kirkland

Patrick Groover Bryant

Scott David McKay

Maurice Andrew Mooney

Janelle Louise Esposito

Eden R Banks

TIPS

LEGAL TERMS

NUISANCE FEES

GRACE PERIOD

COLLATERAL

CREDIT INSURANCE

LIABILITY

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

C CORPORATION

MEANS TEST

SUBROGATION

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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