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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Diana G. Parker

Administrative Law, Traffic, Estate Planning, Commercial Bankruptcy

Status: Inactive Licensed: 38 Years

CONTACT

3480 Birchfield Rd, Moxee, WA 98936

Bryan Petter Myre

Estate Planning, Civil Rights, Corporate, Commercial Bankruptcy

Status: In Good Standing

CONTACT

222 N 3Rd St, Yakima, WA 98901

J. Patrick Shirey

Trusts, Elder Law, Contract, Reorganization

Status: In Good Standing

CONTACT

222 North Third Street, Yakima, WA 98901

Jonathan Patrick Shirey

Estate Planning, Elder Law, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

120 N Naches Ave, Yakima, WA 98901

Morris G Shore

Land Use & Zoning, International Tax, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 61 Years

CONTACT

120 N Naches Ave, Yakima, WA 98901

Charissa Amber Johnston

Land Use & Zoning, Employment Discrimination, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

120 N Naches Ave, Yakima, WA 98901

Dustin Yeager

Land Use & Zoning, Litigation, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

120 N Naches Ave, Yakima, WA 98901

Zachary Amos Stambaugh

Tax, Civil Rights, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 78 Years

CONTACT

105 N 3Rd St, Yakima, WA 98901

Brett Nelson Goodman

Contract, Collection, Civil Rights, Family Law

Status: In Good Standing Licensed: 9 Years

CONTACT

105 N 3Rd St, Yakima, WA 98901

Frank Joseph Falk

Corporate, Estate Planning, Commercial Real Estate, Commercial Bankruptcy

Status: In Good Standing Licensed: 57 Years

CONTACT

405 E Lincoln Ave, Yakima, WA 98901

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FCRA

See Fair Credit Reporting Act.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Buena Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Diana G. Parker

Bryan Petter Myre

J. Patrick Shirey

Jonathan Patrick Shirey

Morris G Shore

Charissa Amber Johnston

Dustin Yeager

Zachary Amos Stambaugh

Brett Nelson Goodman

Frank Joseph Falk

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

SUBROGATION

FCRA

REAFFIRMATION

MEANS TEST

CREDIT REPORT

CHAPTER 13 BANKRUPTCY

REPOSSESSION

WORKOUT

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