Cassadaga Bankruptcy & Debt Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Joel Thomas Strawn

Traffic, Intellectual Property, Family Law, Collection

Status: In Good Standing Licensed: 59 Years

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George J. Trovato

Divorce & Family Law, Criminal, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 20 Years

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Magda Lanza

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Georgina Román-Secor

Bankruptcy, Personal Injury, Family Law, Criminal, Mass Torts

Status: In Good Standing Licensed: 25 Years

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Georgina Roman-Secor

Bankruptcy, Personal Injury, Family Law, Criminal, Mass Torts

Status: In Good Standing Licensed: 25 Years

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2290 S Volusia Ave, Orange City, FL 32763

Lawrence Jay Feinstein

Workers' Compensation, Family Law, Elder Law, Bankruptcy

Status: In Good Standing

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1450 S Woodland Blvd, Deland, FL 32720

Timothy Scott Kazee

Elder Law, Civil & Human Rights, Business, Bankruptcy

Status: In Good Standing

CONTACT

1450 S Woodland Blvd, Deland, FL 32720

Terry Dean Dixon

Family Law, Elder Law, Collection, Bankruptcy

Status: In Good Standing

CONTACT

1450 S Woodland Blvd, Deland, FL 32720

Matthew Brett Bernstein

Commercial Real Estate, Family Law, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

1450 S Woodland Blvd, Deland, FL 32720

Stacy Adam Eckert

Real Estate, Estate, Bankruptcy & Debt, Elder Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2445 S Volusia Ave, Orange City, FL 32763

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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Cassadaga Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Joel Thomas Strawn

George J. Trovato

Magda Lanza

Georgina Román-Secor

Georgina Roman-Secor

Lawrence Jay Feinstein

Timothy Scott Kazee

Terry Dean Dixon

Matthew Brett Bernstein

Stacy Adam Eckert

TIPS

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

COLLATERAL

CREDIT INSURANCE

ABUSE

NUISANCE FEES

FRAUDULENT TRANSFER

LOSS DAMAGE WAIVER (LDW)

REPOSSESSION

SUBROGATION

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