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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Shadda Lea Lee

Commercial Bankruptcy, Commercial Real Estate, Contract, International Tax

Status: Suspended Licensed: 45 Years

CONTACT

Deer Park, WA 99006

Dale L. Russell

Corporate, Bankruptcy, Estate Planning, International Tax

Status: In Good Standing Licensed: 47 Years

CONTACT

Deer Park, WA 99006

Stephen Benton Harris

Land Use & Zoning, Civil Rights, Business & Trade, Commercial Bankruptcy

Status: Deceased Licensed: 45 Years

CONTACT

Deer Park, WA 99006

J. Craig Barrile

Land Use & Zoning, Estate Planning, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

820 N High Desert Dr, Deer Park, WA 99006

Carol Ann Lunde

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 69 Years

CONTACT

6595 Long Lake Dr, Nine Mile Falls, WA 99026

Julio Morley

Family Law, Personal Injury, Business & Trade, Commercial Bankruptcy

Status: Inactive Licensed: 46 Years

CONTACT

21407 N Monroe Rd, Spokane, WA 99208

Michelle Louise Bauer

Commercial Bankruptcy, Commercial Real Estate, Securities, International Tax

Status: Inactive Licensed: 44 Years

CONTACT

6232 Pearson Dr, Nine Mile Falls, WA 99026

Joanie M Spradling

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 23 Years

CONTACT

Nine Mile Falls, WA 99026

Kimberly Ann Townsend

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 45 Years

CONTACT

12606 W Greenfield Rd, Nine Mile Falls, WA 99026

Bette J. Teter

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 103 Years

CONTACT

Nine Mile Falls, WA 99026

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FCBA

See Fair Credit Billing Act.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

SAMPLE LEGAL CASES

Miller v. Campbell

... OWENS, J. Â¶ 1 We originally granted review of this case to determine whether judicial estoppel should apply to prevent a plaintiff from pursuing a claim of childhood sexual abuse after he failed to disclose the claim as an asset in prior chapter 7 bankruptcy proceedings. ...

Baldwin v. Silver

... SWEENEY, J. Â¶ 1 The equitable doctrine of judicial estoppel precludes, among other things, a party from later asserting a claim that it failed to list in bankruptcy schedules. ... 172 Â¶ 4 The Silvers filed for chapter 7 bankruptcy in February 2007. ...

Krueger v. Tippett

... 3 The Kruegers filed for bankruptcy in 1981. In 1985, the bankruptcy trustee entered into an agreement with the Tippetts. The agreement abandoned the bankruptcy estate's interest in the life insurance policy and some other Krueger assets. ...

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Clayton Bankruptcy Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Shadda Lea Lee

Dale L. Russell

Stephen Benton Harris

J. Craig Barrile

Carol Ann Lunde

Julio Morley

Michelle Louise Bauer

Joanie M Spradling

Kimberly Ann Townsend

Bette J. Teter

TIPS

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GRACE PERIOD

DOING BUSINESS AS (DBA)

GENERAL PARTNER

GARNISHMENT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

DEBIT CARD

FCBA

LIEN

SAMPLE LEGAL CASES

Miller v. Campbell

Baldwin v. Silver

Krueger v. Tippett

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