Cocoa Beach Bankruptcy & Debt Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Tony Hernandez III

Divorce & Family Law, DUI-DWI, Bankruptcy & Debt, Business, Trademark

Status: In Good Standing Licensed: 34 Years

FREE CONSULTATION

CONTACT

503 N Orlando Ave, Cocoa Beach, FL 32931

Elena Maria Alvarez

Visa, Bankruptcy, Pharmaceutical Product, Divorce & Family Law

Status: In Good Standing Licensed: 30 Years

CONTACT

Cocoa Beach, FL 32932

Thomas James Augspurger

Industry Specialties, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

243 Corona Ave, Cocoa Beach, FL 32931

Deborah M Smith

Divorce & Family Law, Bankruptcy, Wills, Custody & Visitation, Alimony & Spousal Support

Status: In Good Standing Licensed: 36 Years

CONTACT

1980 N. Atlantic Ave, Cocoa Beach, FL 32931

Shirley Wright Ovletrea

Tax, Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

3360 S Atlantic Ave, Cocoa Beach, FL 32931

Carroll Sanders

Commercial Real Estate, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

7001 N Atlantic Ave, Cape Canaveral, FL 32920

Carroll Sanders

Commercial Real Estate, Real Estate, Credit & Debt, Bankruptcy, Consumer Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

7001 N Atlantic Ave, Cape Canaveral, FL 32920

Virginia Stadler Scott

Divorce & Family Law, Misdemeanor, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

310 Taylor Ave, Cape Canaveral, FL 32920

Lawrence Bernard Kenkel

Bankruptcy, Litigation, Trusts, Commercial Real Estate

Status: In Good Standing Licensed: 45 Years

CONTACT

1200 Old Parsonage Dr, Merritt Island, FL 32952

Marshall J. Gilmore

Bankruptcy Litigation, Business Successions, Consumer Rights

Status: In Good Standing Licensed: 20 Years

CONTACT

125 E. Merritt Island Causeway, Merritt Island, FL 32952

800-923-0641

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

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Cocoa Beach Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Tony Hernandez III

Elena Maria Alvarez

Thomas James Augspurger

Deborah M Smith

Shirley Wright Ovletrea

Carroll Sanders

Carroll Sanders

Virginia Stadler Scott

Lawrence Bernard Kenkel

Marshall J. Gilmore

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LEGAL TERMS

SOLE PROPRIETORSHIP

CREDITOR

ABUSE

PREFERENCE

INTEREST

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

GUARANTOR

HOUSEHOLDER

DISCHARGE (OF DEBTS)

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