Diberville Bankruptcy Lawyer, Mississippi

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Patrick A. Sheehan
About | Practice Areas
Sheehan & Ramsey, PLLC
429 Porter Avenue Ocean Springs, MS 39564» view map
Bankruptcy
Powerful Legal Solutions

Bankruptcy is not for everyone, but it is a powerful tool to escape debt. Our attorneys will evaluate your situation at no cost to you and determine what options are available to you.

800-941-9210
1. Patrick Sheehan Ocean Springs, MS
  Attorney at Law - MS, 1979
  Loyola University J.D. 1976
2. AboutSheehan & Ramsey, PLLC
  Powerful Legal Solutions
3. Practice AreasExpertise
  Bankruptcy
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Rita Nahlik Silin

✓ VERIFIED

Divorce & Family Law, Child Custody, Bankruptcy, Adoption, Paternity

At Silin Law Firm PLLC in Ocean Springs, you will find an attorney with a thorough knowledge of the laws and the courts, along with empathy and honest... (more)

CONTACT

800-733-9501

1147 Robinson Street, Ocean Springs, MS 39564

Nicholas Van Wiser

Construction, Corporate, Collection, Bankruptcy

Status: In Good Standing

CONTACT

145 Main Street, Biloxi, MS 39530

Robert Alan Byrd

Income Tax, Litigation, Pharmaceutical Product, Corporate, Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

Biloxi, MS 39533

Russell Scott Manning

Income Tax, Child Custody, Credit & Debt, Commercial Bankruptcy

Status: In Good Standing

CONTACT

145 Main St, Biloxi, MS 39533

800-923-0641

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LEGAL TERMS

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

FCBA

See Fair Credit Billing Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

SAMPLE LEGAL CASES

EMC Mortg. Corp. v. Carmichael

... DICKINSON, Justice, for the Court. Â¶ 1. Bettye C. Carmichael's fraud claim against her mortgagor was dismissed in the mortgagor's bankruptcy, and the mortgagor's assets (including the plaintiff's mortgage) were sold to a successor in interest. ...

Copiah County v. Oliver

... 206 Â¶ 2. Nancy Oliver filed for Chapter 7 bankruptcy, which she later converted to Chapter 13. After the bankruptcy court had confirmed her Chapter 13 payment plan, Oliver filed this personal-injury suit against Copiah County. ...

Ruff v. Estate of Ruff

... Ruff defaulted on payments under the original loan agreement, a subsequent bankruptcy consent order, and a later consent order entered in the chancery court. ... 4. On February 4, 2004, one day before the scheduled foreclosure on the farm, Ruff filed for bankruptcy. ...

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Diberville Bankruptcy Lawyer, Mississippi

Sponsored Law Firm

Sheehan & Ramsey, PLLC

SPONSORED LAWYERS

Rita Nahlik Silin

Nicholas Van Wiser

Robert Alan Byrd

Russell Scott Manning

TIPS

LEGAL TERMS

HOUSEHOLDER

FCBA

TRUTH IN LENDING ACT (TILA)

DISPOSABLE INCOME

GUARANTEED RESERVATION

CREDIT COUNSELING

LIQUIDATING PARTNER

IRS EXPENSES

LIMITED LIABILITY

SAMPLE LEGAL CASES

EMC Mortg. Corp. v. Carmichael

Copiah County v. Oliver

Ruff v. Estate of Ruff

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