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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Larry D Lahman

Estate, Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1522 W Southgate Rd, Enid, OK 73703

Patrick Aaron Thompson

Bankruptcy & Debt, Criminal, Divorce & Family Law, Estate

Status: In Good Standing

CONTACT

213 E Oklahoma Ave, Guthrie, OK 73044

Robert R. Faulk

Workers' Compensation, Employee Rights, Adoption, Bankruptcy & Debt

Status: In Good Standing

CONTACT

109 E Randolph Ave, Enid, OK 73701

Andrew Scarr Ewbank

Workers' Compensation, Adoption, Insurance, Bankruptcy

Status: In Good Standing

CONTACT

110 N Independence St, Enid, OK 73701

Brendon S. Atkinson

Litigation, Agriculture, Civil Rights, Credit & Debt

Status: In Good Standing

CONTACT

323 West Broadway, Enid, OK 73702

Douglas L. Jackson

Civil Rights, Banking & Finance, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

Enid, OK 73702

Ronald Wayne Willis

Oil & Gas, Bankruptcy, Adoption, Bankruptcy & Debt

Status: In Good Standing

CONTACT

222 W Broadway Ave, Enid, OK 73701

Paul Kent Woodward

Insurance, Bankruptcy, Elder Law, Adoption

Status: In Good Standing

CONTACT

114 W Broadway Ave, Enid, OK 73701

Matthew Joseph Sedbrook

Oil & Gas, Bankruptcy, Bankruptcy & Debt, Corporate

Status: In Good Standing

CONTACT

110 N Independence, Enid, OK 73701

Julia Ann Wilson

Juvenile Law, Wills & Probate, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

3126 S Blvd., Edmond, OK 73013

800-923-0641

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Dover Bankruptcy & Debt Lawyer, Oklahoma, page 2

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

Larry D Lahman

Patrick Aaron Thompson

Robert R. Faulk

Andrew Scarr Ewbank

Brendon S. Atkinson

Douglas L. Jackson

Ronald Wayne Willis

Paul Kent Woodward

Matthew Joseph Sedbrook

Julia Ann Wilson

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LEGAL TERMS

DISCHARGE (OF DEBTS)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

SOLE PROPRIETORSHIP

SETOFF

SUBROGATION

SECURED DEBT

MEANS TEST

SECRET WARRANTY PROGRAM

NUISANCE FEES

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