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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Cassandra Cassel Garrard

Adoption, Bankruptcy, Divorce, Family Law

Status: In Good Standing

CONTACT

1206 Gannon Avenue, Enid, OK 73703

Richard Reagan Allen

Bankruptcy, Employee Rights, Oil & Gas, Litigation

Status: In Good Standing Licensed: 18 Years

CONTACT

122 W Randolph Ave, Enid, OK 73701

Ann H. Overstreet

Bankruptcy, Business, Dispute Resolution, Contract

Status: In Good Standing

CONTACT

114 E Broadway Ave, Enid, OK 73701

Gregory Royice Rasnake

Administrative Law, Bankruptcy, Workers' Compensation, Social Security

Status: In Good Standing

CONTACT

5712 Country Club Dr, Edmond, OK 73025

Lynn David Mcbride

Elder Law, Bankruptcy & Debt, Gift Taxation, Corporate

Status: In Good Standing

CONTACT

732 N Santa Fe Ave, Edmond, OK 73003

Leonard Ray Maples

Insurance, Workers' Compensation, Bankruptcy & Debt, Trusts

Status: In Good Standing

CONTACT

15401 N May Ave, Edmond, OK 73013

Norman Lawrence Grey

Bankruptcy & Debt, Bankruptcy, Personal Injury, Corporate

Status: In Good Standing

CONTACT

902 Westwood St, Enid, OK 73703

Walter Frederick Brune

Workers' Compensation, Adoption, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1716 Nw 179Th Terrace, Edmond, OK 73012

Charles Earl Wetsel

Patent, Adoption, Lending, Bankruptcy

Status: In Good Standing

CONTACT

1741 W 33Rd St, Edmond, OK 73013

Debbie L Smith

Juvenile Law, DUI-DWI, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

15712 N Pennsylvania Ave, Edmond, OK 73013

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Dover Bankruptcy & Debt Lawyer, Oklahoma, page 3

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

Cassandra Cassel Garrard

Richard Reagan Allen

Ann H. Overstreet

Gregory Royice Rasnake

Lynn David Mcbride

Leonard Ray Maples

Norman Lawrence Grey

Walter Frederick Brune

Charles Earl Wetsel

Debbie L Smith

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LEGAL TERMS

COSIGNER

DEBIT CARD

FAIR CREDIT REPORTING ACT (FCRA)

CREDITOR

HOUSEHOLDER

PRIORITY DEBT

SOLE PROPRIETORSHIP

UNSECURED DEBT

NUISANCE FEES

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