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Robert Geller
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Law Offices of Robert M. Geller, P.A.
807 West Azeele Street Tampa, FL 33606 » view map
Bankruptcy Law Attorneys - Hillsborough County
Bridging You A Brighter Future

It is our firm's philosophy and goal to give each client the individual attention he or she needs in difficult times. Call for a free initial consultation.

800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
3. Contact UsEmail or Call 24/7
  Call for initial free consultation, 800-811-8031.
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Michael Andrew Ziegler

✓ VERIFIED

Car Accident, Motorcycle Accident, Personal Injury, Credit & Debt, Consumer Rights

Attorney Michael “Mike” Ziegler represents consumers and business owners in resolving their difficult debts using bankruptcy, defending collection... (more)

CONTACT

727-619-2485

2561 Nursery Rd, Clearwater, FL 33764

Janis L. Rosser

Dispute Resolution, Business & Trade, Credit & Debt, Car Accident

Status: In Good Standing Licensed: 45 Years

CONTACT

886 Weathersfield Dr, Dunedin, FL 34698

James Jason Bangos

State and Local, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

111 N Belcher Rd, Clearwater, FL 33765

James Marcus Vernon

State and Local, Natural Resources, Corporate, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

1721 Rainbow Dr, Clearwater, FL 33755

David Byron Smitherman

Trusts, Family Law, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

600 Bypass Dr, Clearwater, FL 33764

John Downey Pierce

General Practice

Status: In Good Standing Licensed: 48 Years

CONTACT

2192 College Dr, Clearwater, FL 33764

John D. Pierce

Contract, Credit & Debt, Employee Rights, Election & Political

Status: In Good Standing Licensed: 23 Years

CONTACT

2192 College Dr, Clearwater, FL 33764

Bryan B. Levine

Estate, Americans with Disabilities Act , Trade Associations, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

36428 U.S. 19 N., Palm Harbor, FL 34684

Edward C Castagna

Employee Rights, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 49 Years

CONTACT

611 Druid Rd E, Clearwater, FL 33756

Angela Morton Armstrong

Civil Rights, Credit & Debt, Business & Trade, Commercial Real Estate

Status: In Good Standing Licensed: 24 Years

CONTACT

1155 Tampa Rd, Palm Harbor, FL 34683

800-923-0641

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LEGAL TERMS

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Dunedin Credit & Debt Lawyer, Florida

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Michael Andrew Ziegler

Janis L. Rosser

James Jason Bangos

James Marcus Vernon

David Byron Smitherman

John Downey Pierce

John D. Pierce

Bryan B. Levine

Edward C Castagna

Angela Morton Armstrong

TIPS

LEGAL TERMS

401(K) PLAN

DISCHARGE (OF DEBTS)

MEANS TEST

UNDUE HARDSHIP

CURRENT MONTHLY INCOME

FAIR CREDIT BILLING ACT (FCBA)

GUARANTOR

LIEN

DEBT COLLECTOR

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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