Edgewater Bankruptcy & Debt Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Jeffrey Alan Klein

Alimony & Spousal Support, Adoption, Banking & Finance, Bankruptcy

Status: In Good Standing

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747 South Ridgewood Avenue, Daytona Beach, FL 32114

Mary Reid Mayo Morelly

Trusts, Family Law, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 12 Years

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2525 Travelers Palm Dr, Edgewater, FL 32141

Matthew Evan Peterson

Trusts, Estate Planning, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 10 Years

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418 Canal St, New Smyrna Beach, FL 32168

Erin Eleanor Thompson

Bankruptcy, Business & Trade, Contract, Commercial Real Estate

Status: In Good Standing

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340 North Causeway, New Smyrna Beach, FL 32169

G.W. Skip Simpson

Foreclosure, Bankruptcy, Divorce, Trusts

Status: In Good Standing

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431 Canal Street, New Smyrna Beach, FL 32168

Avie Susan Meshbesher Croce

Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 19 Years

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Oak Hill, FL 32759

Sherry M Cote-Jarvis

Family Law, Criminal, Corporate, Bankruptcy

Status: In Good Standing Licensed: 28 Years

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927 S Ridgewood Ave, Edgewater, FL 32132

Timothy Matusheski

General Practice

Status: In Good Standing Licensed: 21 Years

CONTACT

708 Horton Street, New Smyrna Beach, FL 32169

Timothy J. Matusheski

General Practice

Status: In Good Standing

CONTACT

708 Horton St, New Smyrna Beach, FL 32169

Michael Wayne Youkon

Trusts, Family Law, Civil Rights, Bankruptcy

Status: Suspended Licensed: 42 Years

CONTACT

767 Foxhound Drive, Port Orange, FL 32128

800-923-0641

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LEGAL TERMS

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Edgewater Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Jeffrey Alan Klein

Mary Reid Mayo Morelly

Matthew Evan Peterson

Erin Eleanor Thompson

G.W. Skip Simpson

Avie Susan Meshbesher Croce

Sherry M Cote-Jarvis

Timothy Matusheski

Timothy J. Matusheski

Michael Wayne Youkon

TIPS

LEGAL TERMS

GENERAL PARTNER

INTEREST

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

ABUSE

DEBT COLLECTOR

GARNISHMENT

WORKOUT

CHAPTER 13 BANKRUPTCY

CREDIT REPORT

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