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Michael Johnson
About | Practice Areas
Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Maribel Diaz

Real Estate, Litigation, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

499 NW 70th Avenue, Plantation, FL 33317

Eric Klein

Bankruptcy & Debt, Bankruptcy, Divorce & Family Law, Family Law

FREE CONSULTATION

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110 East Broward Blvd., Fort Lauderdale, FL 33301

Robert Scott Kahane

Litigation, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 32 Years

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1619 Nw 136Th Ave, Fort Lauderdale, FL 33323

Daniel Devine

Civil Rights, Bankruptcy, Federal Appellate Practice, Intellectual Property

Status: In Good Standing Licensed: 13 Years

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1485 N Park Dr, Fort Lauderdale, FL 33326

Craig Laurence Feldman

Real Estate, Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

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300 S Pine Island Rd, Fort Lauderdale, FL 33324

Roslyn C Lewin

Criminal, Bankruptcy

Status: In Good Standing Licensed: 35 Years

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2 South University Drive, Plantation, FL 33324

Jacqueline A. Grady

Civil Rights, Bankruptcy, Contract, Federal Appellate Practice, Employment

Status: In Good Standing

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7805 S.W. 6Th Court, Fort Lauderdale, FL 33324

Michael James Ingino

Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

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1333 S University Dr, Fort Lauderdale, FL 33324

Leisa Wintz

Bankruptcy, Public Interest Law, Family Law, Trusts

Status: In Good Standing

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6950 Cypress Road, Plantation, FL 33324

Gaila Marie Anderson

Divorce & Family Law, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 29 Years

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Fort Lauderdale, FL 33320

800-923-0641

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FDCPA

See Fair Debt Collections & Practices Act.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

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Fort Lauderdale Bankruptcy & Debt Lawyer, Florida, page 5

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Maribel Diaz

Eric Klein

Robert Scott Kahane

Daniel Devine

Craig Laurence Feldman

Roslyn C Lewin

Jacqueline A. Grady

Michael James Ingino

Leisa Wintz

Gaila Marie Anderson

TIPS

LEGAL TERMS

DISCHARGEABLE DEBTS

FDCPA

SETOFF

FORBEARANCE

REPOSSESSION

LOSS DAMAGE WAIVER (LDW)

401(K) PLAN

DEFINED CONTRIBUTION PLAN

FRATERNAL BENEFIT SOCIETY BENEFITS

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