Heisson Bankruptcy & Debt Lawyer, Washington, page 6

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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6. Website
7. Profile

Kevin Christopher Reive

Land Use & Zoning, Oil & Gas, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

2404 Se Bella Vista Rd, Vancouver, WA 98683

Kirsten A Samwel

Consumer Bankruptcy, Divorce & Family Law, Wills & Probate, Divorce, Estate

Status: In Good Standing

CONTACT

700 W Evergreen Blvd, Vancouver, WA 98660

Stanley F. Horak

Bankruptcy & Debt, Personal Injury, Car Accident, Accident & Injury

Status: In Good Standing Licensed: 47 Years

CONTACT

1140 Main Street, Vancouver, WA 98660

Kalkadora Thangkhiew

Family Law, Sexual Harassment, Bankruptcy, Malpractice

Status: In Good Standing

CONTACT

1409 Franklin St, Vancouver, WA 98660

Michael Brent Reid

Landlord-Tenant, Traffic, DUI-DWI, Contract, Bankruptcy

Status: In Good Standing

CONTACT

805 Broadway, Vancouver, WA 98660

Scott K Matthews

Family Law, Elder Law, Contract, Collection

Status: In Good Standing Licensed: 15 Years

CONTACT

710 W Evergreen Blvd, Vancouver, WA 98660

Heather L Mccormick

Commercial Real Estate, Civil Rights, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

16420 Se Mcgillivray Blvd, Vancouver, WA 98683

Jason D Smith

Litigation, Life & Health, Administrative Law, Collection

Status: Suspended Licensed: 19 Years

CONTACT

11405 Se 23Rd St, Vancouver, WA 98664

Robert E. L. Bennett

Landlord-Tenant, Traffic, Collection, Personal Injury

Status: In Good Standing Licensed: 45 Years

CONTACT

702 Se Fairwinds Loop, Vancouver, WA 98661

Elijah Timothy Marchbanks

Criminal, Civil Rights, Contract, Consumer Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

2000 Thompson Ave, Vancouver, WA 98660

800-923-0641

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FCRA

See Fair Credit Reporting Act.

CREDIT FILE

See credit report.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

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Heisson Bankruptcy & Debt Lawyer, Washington, page 6

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Kevin Christopher Reive

Kirsten A Samwel

Stanley F. Horak

Kalkadora Thangkhiew

Michael Brent Reid

Scott K Matthews

Heather L Mccormick

Jason D Smith

Robert E. L. Bennett

Elijah Timothy Marchbanks

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

GUARANTOR

FCRA

CREDIT FILE

IRS EXPENSES

SOLE PROPRIETORSHIP

FAIR CREDIT REPORTING ACT (FCRA)

DISCHARGE (OF DEBTS)

CREDIT INSURANCE

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