Key Biscayne Bankruptcy & Debt Lawyer, Florida, page 2

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Martin Hoffman
About | Practice Areas
Hoffman Larin & Agnetti, P.A.
909 N Miami Beach Blvd Suite 201 Miami, FL 33162» view map
Bankruptcy and Debt
Experience and Results Matter

Hoffman, Larin & Agnetti have offices in South Florida. We have a long list of satisfied, well-represented clients since our firm opened in 1975.

800-893-4280
1. Martin Hoffman Miami, FL
  Attorney at Law- FL, 1972
  St. John's University School of Law, J.D. 1972
2. AboutHoffman Larin & Agnetti, P.A.
  Experience and Results Matter
3. Practice AreasExpertise
  Bankruptcy and Debt
1. Contact
2. Email
3. Refer
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7. Profile

Emily K. Newell

Bed Bug, Bankruptcy, Corporate, Business Organization

Status: In Good Standing

FREE CONSULTATION

CONTACT

1 SE 3rd Avenue, Miami, FL 33131

Amie Tamayo

Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

198 NW 37th Avenue, Miami, FL 33125

Christian Somodevilla

Real Estate, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

198 NW 37th Avenue, Miami, FL 33125

John S Graham

Bankruptcy, Corporate

Status: In Good Standing

CONTACT

1395 Brickell Avenue, Miami, FL 33131

Ido Jacob Alexander

Bankruptcy & Debt, Bankruptcy, Reorganization, Bankruptcy Litigation

Status: In Good Standing Licensed: 17 Years

CONTACT

1401 Brickell Ave, Miami, FL 33131

Scott Merl, Merl

Accident & Injury, Divorce & Family Law, Bankruptcy & Debt, Corporate

Status: In Good Standing

FREE CONSULTATION

CONTACT

3006 Aviation Avenue, Miami, FL 33133

Ben Solomon

Real Estate, Banking & Finance, Immigration, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1200 Brickell Avenue, Miami, FL 33131

Michael William Davey

Civil Rights, Bankruptcy, Contract, Employment, Commercial Real Estate

Status: In Good Standing Licensed: 23 Years

CONTACT

240 Crandon Blvd, Key Biscayne, FL 33149

Timothy S. Kingcade

Litigation, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

1370 Coral Way, Miami, FL 33145

Richard M. Goldstein

Affirmative Action, Americans with Disabilities Act , Bad Faith Insurance, Bankruptcy Litigation

Status: In Good Standing Licensed: 41 Years

CONTACT

1450 Brickell Ave, Miami, FL 33131

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

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Key Biscayne Bankruptcy & Debt Lawyer, Florida, page 2

Sponsored Law Firm

Hoffman Larin & Agnetti, P.A.

SPONSORED LAWYERS

Emily K. Newell

Amie Tamayo

Christian Somodevilla

John S Graham

Ido Jacob Alexander

Scott Merl, Merl

Ben Solomon

Michael William Davey

Timothy S. Kingcade

Richard M. Goldstein

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LEGAL TERMS

UNDUE HARDSHIP

AUTOMATIC STAY

GRACE PERIOD

SUBROGATION

INTEREST

PRESUMED ABUSE

401(K) PLAN

DEBIT CARD

LIEN

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