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Martin Hoffman
About | Practice Areas
Hoffman Larin & Agnetti, P.A.
909 N Miami Beach Blvd Suite 201 Miami, FL 33162» view map
Bankruptcy and Debt
Experience and Results Matter

Hoffman, Larin & Agnetti have offices in South Florida. We have a long list of satisfied, well-represented clients since our firm opened in 1975.

800-893-4280
1. Martin Hoffman Miami, FL
  Attorney at Law- FL, 1972
  St. John's University School of Law, J.D. 1972
2. AboutHoffman Larin & Agnetti, P.A.
  Experience and Results Matter
3. Practice AreasExpertise
  Bankruptcy and Debt
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Michael K. Bregman

✓ VERIFIED

Accident & Injury, Wrongful Death, Foreclosure, Credit & Debt, Discrimination

We provide personal attention for your personal injuries

The Law Offices of Michael K. Bregman, P.A. has helped thousands of clients that have been injured due to the negligence of others. We are available ... (more)

FREE CONSULTATION

CONTACT

800-899-9240

1896 Palm Beach Lakes Boulevard, West Palm Beach, FL 33409

Todd David Muhlstock

✓ VERIFIED

Employment, Credit & Debt, Employee Rights, Accident & Injury, Wrongful Death

Mr. The Muhlstock is admitted to practice law in the Supreme Court of the United States of America; the United States Court of Appeals for the Second ... (more)

FREE CONSULTATION

CONTACT

516-974-9400

101 Northeast 3rd Avenue, Fort Lauderdale, FL 33301

Barry P. Gruher

Bankruptcy, Corporate, Business Organization, Credit & Debt

Status: In Good Standing

CONTACT

200 East Broward Boulevard, Fort Lauderdale, FL 33301

Norman L. Schroeder

Corporate, Contract, Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

274 Wranglewood Dr, Wellington, FL 33414

Franck Dikran Chantayan

Corporate, Contract, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

125 S State Road, Wellington, FL 33414

Franck Dikran Chantayan

Corporate, Contract, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

125 S State Road, Wellington, FL 33414

Douglas Edward Yorke

Credit & Debt, Civil Rights, Family Law, Trusts

Status: In Good Standing Licensed: 48 Years

CONTACT

11985 Southern Blvd, West Palm Beach, FL 33411

Tarek Kirk Kiem

Litigation, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

8461 Lake Worth Rd, Lake Worth, FL 33467

Lora Dawn Howe

Commercial Real Estate, Trusts, Estate Planning, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

7750 Okeechobee Blvd, West Palm Beach, FL 33411

Darren R. Newhart

Contract, Credit & Debt, Consumer Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

3399 Pga Blvd, Palm Beach Gardens, FL 33410

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

FCBA

See Fair Credit Billing Act.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

CCCS

See Consumer Credit Counseling Service.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Lake Harbor Credit & Debt Lawyer, Florida

Sponsored Law Firm

Hoffman Larin & Agnetti, P.A.

SPONSORED LAWYERS

Michael K. Bregman

Todd David Muhlstock

Barry P. Gruher

Norman L. Schroeder

Franck Dikran Chantayan

Franck Dikran Chantayan

Douglas Edward Yorke

Tarek Kirk Kiem

Lora Dawn Howe

Darren R. Newhart

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

CHAPTER 13 BANKRUPTCY

MEETING OF CREDITORS

GUARANTEED RESERVATION

FCBA

LOSS DAMAGE WAIVER (LDW)

CHAPTER 7 BANKRUPTCY

INFRINGEMENT (OF TRADEMARK)

CCCS

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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