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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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James Jay Armstrong

International Other, State Appellate Practice, Federal Appellate Practice, Consumer Bankruptcy

Status: In Good Standing Licensed: 59 Years

CONTACT

2740 Camberly Cir, Melbourne, FL 32940

Annika Marie Miranda

Business & Trade, Trade Associations, Business, Bankruptcy

Status: In Good Standing Licensed: 16 Years

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1025 West Nasa Boulevard, Miami, FL 33256

Bethanne Cutshall

Education, Family Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

7165 Murrell Rd, Melbourne, FL 32940

Lawrence Bernard Kenkel

Bankruptcy, Litigation, Trusts, Commercial Real Estate

Status: In Good Standing Licensed: 45 Years

CONTACT

1200 Old Parsonage Dr, Merritt Island, FL 32952

Deborah M Smith

Divorce & Family Law, Bankruptcy, Wills, Custody & Visitation, Alimony & Spousal Support

Status: In Good Standing Licensed: 36 Years

CONTACT

1980 N. Atlantic Ave, Cocoa Beach, FL 32931

Kenneth Erwin Rhoden

General Practice

Status: In Good Standing Licensed: 39 Years

CONTACT

881 Barton Blvd, Rockledge, FL 32955

Arna D Cortazzo

Estate, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 37 Years

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Rockledge, FL 32956

Michael Anthony Saracco

Workers' Compensation, Elder Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 12 Years

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520 Brevard Ave, Cocoa, FL 32922

Troy Randall Lotane

Contract, Commercial Banks, Banking & Finance, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

1980 Michigan Ave, Cocoa, FL 32922

Thomas P Edens

Bankruptcy, Family Law, Estate Planning, Insurance

Status: In Good Standing Licensed: 9 Years

CONTACT

125 Tangerine Ave, Merritt Island, FL 32953

800-923-0641

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LEGAL TERMS

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

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Melbourne Bankruptcy & Debt Lawyer, Florida, page 5

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

James Jay Armstrong

Annika Marie Miranda

Bethanne Cutshall

Lawrence Bernard Kenkel

Deborah M Smith

Kenneth Erwin Rhoden

Arna D Cortazzo

Michael Anthony Saracco

Troy Randall Lotane

Thomas P Edens

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LEGAL TERMS

ACCORD AND SATISFACTION

LIMITED PARTNERSHIP

LIMITED LIABILITY

REAFFIRMATION

FAIR CREDIT BILLING ACT (FCBA)

NONDISCHARGEABLE DEBTS

COLLECTION AGENCY

SETOFF

NONEXEMPT PROPERTY

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