Menlo Park Credit & Debt Lawyer, California

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Jeffrey Wilens
About | Practice Areas
Lakeshore Law Center
18340 Yorba Linda Blvd. Suite 107-610 Yorba Linda, CA 92886» view map
Consumer Rights Law
Attorney Jeffrey Wilens Will Fight for You

Dedicated to fighting fraud, false advertising and abuse by corporations – We stand for the “little guy” (and gal). Our clients are victims of wrongdoing throughout the US.

800-964-0820
1. Jeffrey Wilens Yorba Linda, CA
  Attorney at Law, CA
  Berkeley Boalt Hall School of Law, J.D. 1985
2. AboutLakeshore Law Center
  Attorney Jeffrey Wilens will Fight for You
3. Practice AreasExpertise
  Consumer Rights
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Thomas Michael Gaa

International, Contract, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

830 Menlo Ave, Menlo Park, CA 94025

Eric Kai-Him Shiu

Litigation, Science, Technology & Internet, Contract, Credit & Debt

Status: In Good Standing

CONTACT

830 Menlo Ave, Menlo Park, CA 94025

Robert Gordon Padrick

Litigation, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 43 Years

CONTACT

961 Woodside Rd, Redwood City, CA 94061

Simon O W Offord

Real Estate, Contract, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

2501 Park Blvd, Palo Alto, CA 94306

Scott D. Rogers

Construction, Foreign Investment, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

5 Palo Alto Square, Palo Alto, CA 94306

Ryan Cullen Wood

Trusts, Family Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

611 Veterans Blvd, Redwood City, CA 94063

Rebecca Lynn Epstein

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

650 Page Mill Rd, Palo Alto, CA 94304

Timothy Marston French

Intellectual Property, Science, Technology & Internet, Corporate, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

1301 Portola Rd, Redwood City, CA 94062

Suzy Rose Hatfield

Corporate, Banking & Finance, Business, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

500 Oracle Pkwy, Redwood City, CA 94065

Anthony Ellis Rodriguez

International Other, Employee Rights, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 37 Years

CONTACT

211 Hope St, Mountain View, CA 94041

800-923-0641

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LEGAL TERMS

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Menlo Park Credit & Debt Lawyer, California

Sponsored Law Firm

Lakeshore Law Center

SPONSORED LAWYERS

Thomas Michael Gaa

Eric Kai-Him Shiu

Robert Gordon Padrick

Simon O W Offord

Scott D. Rogers

Ryan Cullen Wood

Rebecca Lynn Epstein

Timothy Marston French

Suzy Rose Hatfield

Anthony Ellis Rodriguez

TIPS

LEGAL TERMS

NO-FAULT INSURANCE

CHAPTER 13 PLAN

PRESUMED ABUSE

REAFFIRMATION

UNDUE HARDSHIP

MEANS TEST

UNSECURED DEBT

TRUTH IN LENDING ACT (TILA)

DOING BUSINESS AS (DBA)

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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