Mountlake Terrace Bankruptcy & Debt Lawyer, Washington

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Jason Newcombe
About Us | Services
Washington Law Group, PLLC
1721 Hewitt Ave #521 Everett, WA 98201Â» view map
Bankruptcy & Debt, Chapter 7, Chapter 13
CONTACT US FOR A CONSULTATION

Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
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Michael N Mulvihill

Criminal, Corporate, Bankruptcy, Personal Injury

Status: Inactive Licensed: 48 Years

CONTACT

Lynnwood, WA 98046

Teri E Johnson

Immigration, Child Custody, Misdemeanor, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

19105 36Th Ave W, Lynnwood, WA 98036

Teri Ellen Johnson

Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

19105 36Th Ave W, Lynnwood, WA 98036

Jonathan Luke

Estate Planning, Civil Rights, Corporate, Collection

Status: In Good Standing

CONTACT

21920 76Th Ave W, Edmonds, WA 98026

Young Suk Oh

Civil Rights, Contract, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

4100 194th St SW, Lynnwood, WA 98036

Denice L. Patrick

Foreclosure, Bankruptcy, Dispute Resolution, Estate Planning

Status: Inactive Licensed: 44 Years

CONTACT

3721 169Th St Sw, Lynnwood, WA 98037

James H. Johanson

Estate Planning, Business & Trade, Commercial Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

7009 212Th St Sw, Edmonds, WA 98026

Jonathan Luke

Estate Planning, Civil Rights, Corporate, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

21920 76Th Ave W, Edmonds, WA 98026

Kimberlee Walker Olsen

Landlord-Tenant, Foreclosure, Business & Trade, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

21920 76Th Ave W, Edmonds, WA 98026

Steven Marlow Palmer

Real Estate, Health Care Other, Estate, Misdemeanor, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

3400 188th St SW, Lynnwood, WA 98037

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

COLLATERAL

Property that guarantees payment of a secured debt.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

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Mountlake Terrace Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

Michael N Mulvihill

Teri E Johnson

Teri Ellen Johnson

Jonathan Luke

Young Suk Oh

Denice L. Patrick

James H. Johanson

Jonathan Luke

Kimberlee Walker Olsen

Steven Marlow Palmer

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LEGAL TERMS

PRESUMED ABUSE

CREDIT INSURANCE

FAIR CREDIT REPORTING ACT (FCRA)

HOUSEHOLDER

PREFERENCE

INTEREST

COLLATERAL

GRACE PERIOD

TOXIC TORT

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