Mountlake Terrace Bankruptcy & Debt Lawyer, Washington, page 4

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Jason Newcombe
About Us | Services
Washington Law Group, PLLC
1721 Hewitt Ave #521 Everett, WA 98201Â» view map
Bankruptcy & Debt, Chapter 7, Chapter 13
CONTACT US FOR A CONSULTATION

Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
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Thomas Francis Mcdonough

Civil Rights, Insurance, Collection, Personal Injury, Car Accident

Status: In Good Standing Licensed: 44 Years

CONTACT

510 Bell St, Edmonds, WA 98020

Donald Temple Tesch

Immigration, Bankruptcy, Bankruptcy & Debt, Real Estate

Status: In Good Standing Licensed: 45 Years

CONTACT

126 3Rd Ave S, Edmonds, WA 98020

Laura Henderson

Estate Planning, Business & Trade, Commercial Real Estate, Commercial Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

141 N 177Th St, Seattle, WA 98133

William C Ries

Corporate, Bankruptcy, Personal Injury, Elder Law

Status: Inactive Licensed: 46 Years

CONTACT

19528 Echo Lake Pl N, Seattle, WA 98133

Janet L. Hill

Construction, Employment Discrimination, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

Seattle, WA 98133

Marina Dzhamilova

Bankruptcy, Immigration

Status: In Good Standing Licensed: 18 Years

CONTACT

18336 Aurora Ave N, Seattle, WA 98133

Eugene Nelson Bolin

Litigation, Consumer Bankruptcy, Personal Injury, Malpractice

Status: In Good Standing Licensed: 44 Years

CONTACT

144 Railroad Ave, Edmonds, WA 98020

Lisa Riveland Pagan

Commercial Real Estate, Land Use & Zoning, Business & Trade, Commercial Bankruptcy

Status: Inactive Licensed: 35 Years

CONTACT

Seattle, WA 98160

Jill Elaine Bliss

Estate Planning, Civil Rights, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

12535 15Th Ave Ne, Seattle, WA 98125

John Thomas Blanchard

Landlord-Tenant, Corporate, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

340 N 133rd St, Seattle, WA 98133

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

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Mountlake Terrace Bankruptcy & Debt Lawyer, Washington, page 4

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

Thomas Francis Mcdonough

Donald Temple Tesch

Laura Henderson

William C Ries

Janet L. Hill

Marina Dzhamilova

Eugene Nelson Bolin

Lisa Riveland Pagan

Jill Elaine Bliss

John Thomas Blanchard

TIPS

LEGAL TERMS

REDEMPTION

BANKRUPTCY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

MEANS TEST

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CREDIT BUREAU

SOLE PROPRIETORSHIP

FRATERNAL BENEFIT SOCIETY BENEFITS

LIEN

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