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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Todd Joseph Wenzel

Education, Landlord-Tenant, Real Estate, Wrongful Termination, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

4225 Solano Ave, Napa, CA 94558

Michael Alexander Kahn

Other, Litigation, Lawsuit & Dispute, Intellectual Property, Bankruptcy & Debt

Status: In Good Standing Licensed: 51 Years

CONTACT

4225 Solano Ave, Napa, CA 94558

Lindsay Renee Smith

Litigation, Unfair Labor Practices, Family Law, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

3166 Jefferson St, Napa, CA 94558

Ronda Leigh Connor

Commercial Real Estate, Trusts, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

2180 Jefferson St, Napa, CA 94559

Charles Lewis Gravett

Estate Planning, International Tax, Bankruptcy, Business, Trusts

Status: Retired Licensed: 43 Years

CONTACT

1109 Jefferson St, Napa, CA 94559

Marissa E. Buck

Mass Torts, Litigation, Employee Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

1500 1St St, Napa, CA 94559

Joseph Patrick Thompson

Transportation & Shipping, Motor Vehicle, DUI-DWI, Collection, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

952 School Street, Napa, CA 94559

Jason Scott Luros

Estate Planning, Workers' Compensation, Bankruptcy, Construction, Contract

Status: In Good Standing

CONTACT

952 School St, Napa, CA 94559

Leslie Faye Juris

Commercial Real Estate, Family Law, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

1211 Division St, Napa, CA 94559

Valerie Elizabeth Clemen

Lawsuit & Dispute, Government, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

1211 Division Street, Napa, CA 94559

800-923-0641

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

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Napa Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Todd Joseph Wenzel

Michael Alexander Kahn

Lindsay Renee Smith

Ronda Leigh Connor

Charles Lewis Gravett

Marissa E. Buck

Joseph Patrick Thompson

Jason Scott Luros

Leslie Faye Juris

Valerie Elizabeth Clemen

TIPS

LEGAL TERMS

REPOSSESSION

ACCORD AND SATISFACTION

NUISANCE FEES

WORKOUT

UNDUE HARDSHIP

INFRINGEMENT (OF TRADEMARK)

TRUTH IN LENDING ACT (TILA)

GUARANTEED RESERVATION

INTEREST

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