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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Patti J Lawson-Darling

Commercial Bankruptcy, International Tax, Credit & Debt, Commercial Real Estate

Status: In Good Standing Licensed: 53 Years

CONTACT

2430 Rocky Point Rd Nw, Bremerton, WA 98312

J. Craig Barrile

Land Use & Zoning, Estate Planning, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

820 N High Desert Dr, Deer Park, WA 99006

Dale L. Russell

Corporate, Bankruptcy, Estate Planning, International Tax

Status: In Good Standing Licensed: 47 Years

CONTACT

Deer Park, WA 99006

Stephen Benton Harris

Land Use & Zoning, Civil Rights, Business & Trade, Commercial Bankruptcy

Status: Deceased Licensed: 45 Years

CONTACT

Deer Park, WA 99006

Jon N. Robbins

Lawsuit & Dispute, Consumer Rights, Elder Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

1102 N Vernon Ct, Deer Park, WA 99006

Shadda Lea Lee

Commercial Bankruptcy, Commercial Real Estate, Contract, International Tax

Status: Suspended Licensed: 45 Years

CONTACT

Deer Park, WA 99006

Michael John Mclaughlin

Landlord-Tenant, Estate Planning, Civil Rights, Bankruptcy

Status: Inactive Licensed: 41 Years

CONTACT

312 S Washington Ave, Newport, WA 99156

Michael John Mclaughlin

General Practice

Status: In Good Standing Licensed: 41 Years

CONTACT

312 S Washington Ave, Newport, WA 99156

Michael John Mclaughlin

General Practice

Status: Inactive

CONTACT

312 S Washington Ave, Newport, WA 99156

Laura Jean Mahoney

Commercial Bankruptcy, Insurance, Litigation, Malpractice

Status: In Good Standing Licensed: 44 Years

CONTACT

121 N Washington Ave, Newport, WA 99156

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CCCS

See Consumer Credit Counseling Service.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Newport Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Patti J Lawson-Darling

J. Craig Barrile

Dale L. Russell

Stephen Benton Harris

Jon N. Robbins

Shadda Lea Lee

Michael John Mclaughlin

Michael John Mclaughlin

Michael John Mclaughlin

Laura Jean Mahoney

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LEGAL TERMS

CREDIT BUREAU

CCCS

CREDIT COUNSELING

FAIR CREDIT REPORTING ACT (FCRA)

REAFFIRMATION

NONEXEMPT PROPERTY

DISCHARGEABLE DEBTS

TOXIC TORT

LOSS DAMAGE WAIVER (LDW)

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