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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Catherine Stolarik

Commercial Bankruptcy, Commercial Real Estate, Communication & Media Law, Real Estate

Status: Inactive Licensed: 45 Years

CONTACT

121 N Washington Ave, Newport, WA 99156

Dale L. Russell

Corporate, Bankruptcy, Estate Planning, International Tax

Status: In Good Standing Licensed: 47 Years

CONTACT

Deer Park, WA 99006

J. Craig Barrile

Land Use & Zoning, Estate Planning, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

820 N High Desert Dr, Deer Park, WA 99006

Jessica Jay Pakootas

State Government, Indians & Native Populations, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

Usk, WA 99180

Jon N. Robbins

Lawsuit & Dispute, Consumer Rights, Elder Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

1102 N Vernon Ct, Deer Park, WA 99006

Judith Kokanos

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 76 Years

CONTACT

Newport, WA 99156

Laura Jean Mahoney

Commercial Bankruptcy, Insurance, Litigation, Malpractice

Status: In Good Standing Licensed: 44 Years

CONTACT

121 N Washington Ave, Newport, WA 99156

Michael John Mclaughlin

Landlord-Tenant, Estate Planning, Civil Rights, Bankruptcy

Status: Inactive Licensed: 41 Years

CONTACT

312 S Washington Ave, Newport, WA 99156

Michael John Mclaughlin

General Practice

Status: In Good Standing Licensed: 41 Years

CONTACT

312 S Washington Ave, Newport, WA 99156

Michael John Mclaughlin

General Practice

Status: Inactive

CONTACT

312 S Washington Ave, Newport, WA 99156

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CCCS

See Consumer Credit Counseling Service.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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Newport Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Catherine Stolarik

Dale L. Russell

J. Craig Barrile

Jessica Jay Pakootas

Jon N. Robbins

Judith Kokanos

Laura Jean Mahoney

Michael John Mclaughlin

Michael John Mclaughlin

Michael John Mclaughlin

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LEGAL TERMS

COLLECTION AGENCY

FAIR CREDIT REPORTING ACT (FCRA)

DEFINED CONTRIBUTION PLAN

TRADE DRESS

ACCORD AND SATISFACTION

CCCS

SETOFF

GRACE PERIOD

CREDIT BUREAU

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