North Easton Bankruptcy & Debt Lawyer, Massachusetts

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Samuel P. Reef

✓ VERIFIED

Car Accident, Bankruptcy, Divorce, DUI-DWI

Samuel Reef is a practicing lawyer in the state of Massachusetts. He received his J.D. from Suffolk University Law School in 1994. He currently works ... (more)

CONTACT

800-816-4991

77 Pond Street, Sharon, MA 02067

Stephanie Sousa

Family Law, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

859 Washington Street, South Easton, MA 02375

Doug Surprenant

Bankruptcy, Divorce, Employee Rights, Employment Discrimination

Status: In Good Standing Licensed: 23 Years

FREE CONSULTATION

CONTACT

40 South Franklin Street, Holbrook, MA 02343

Jeffrey David Sternklar

Insurance, Collection, Bankruptcy, Bankruptcy & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

10 Mallard Drive, Sharon, MA 02067

Michael Khoury

Real Estate, Civil Rights, Contract, Administrative Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

124 Washington Street, Foxboro, MA 02035

Mark Lindner

Credit & Debt, Collection, Bankruptcy & Debt, Litigation, Landlord-Tenant

Status: In Good Standing Licensed: 49 Years

CONTACT

Randolph, MA 02368

John Patrick Mcnulty

Real Estate, Litigation, Civil Rights, Collection

Status: In Good Standing Licensed: 13 Years

CONTACT

20 Pond Park Rd, Hingham, MA 02043

Kevin P. Whitaker

Bankruptcy, Medical Malpractice, Business, Employment

Status: In Good Standing

CONTACT

53 Winter Street, Weymouth, MA 02188

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

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North Easton Bankruptcy & Debt Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Samuel P. Reef

Stephanie Sousa

Doug Surprenant

Jeffrey David Sternklar

Michael Khoury

Mark Lindner

John Patrick Mcnulty

Kevin P. Whitaker

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LEGAL TERMS

CREDIT FILE

TRUTH IN LENDING ACT (TILA)

WORKOUT

CREDIT COUNSELING

SECURED DEBT

LIQUIDATING PARTNER

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDIT BUREAU

BULK SALES LAW

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