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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Lawsuit & Dispute, Real Estate, Collection

Status: In Good Standing

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1000 West Main Street, Leesburg, FL 34748

Claudia F. Haines

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Christopher Hancock

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Status: In Good Standing Licensed: 14 Years

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Sam Babbs III

Civil Rights, Workers' Compensation, Bankruptcy, Medical Malpractice, Commercial Real Estate

Status: In Good Standing Licensed: 16 Years

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Eric DuBois

Divorce & Family Law, Criminal, Accident & Injury, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

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390 N. Orange Ave, Orlando, FL 32801

Paulette Hamilton

Divorce, Divorce & Family Law, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

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1014 E. Robinson Street, Orlando, FL 32801

Joshua Jonathan Tejes

Bankruptcy & Debt, Foreclosure, Collection, Wills & Probate

Status: In Good Standing Licensed: 16 Years

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609 East Central Boulevard, Orlando, FL 32801

Jeffrey Scott Badgley

Accident & Injury, Bankruptcy, Bankruptcy & Debt, Personal Injury, Lawsuit

Status: In Good Standing

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801 N Magnolia Ave, Orlando, FL 32803

Megan Mary Lyons

Bankruptcy & Debt, Divorce & Family Law, Lawsuit & Dispute, Real Estate

Status: Deceased Licensed: 16 Years

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1100 Montana St, Orlando, FL 32803

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Orlando Bankruptcy & Debt Lawyer, Florida, page 3

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Mark A. Brionez

Claudia F. Haines

Kimberly Bonder Rezanka

Christopher Hancock

Sam Babbs III

Eric DuBois

Paulette Hamilton

Joshua Jonathan Tejes

Jeffrey Scott Badgley

Megan Mary Lyons

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LEGAL TERMS

GUARANTOR

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

PRESUMED ABUSE

LIQUIDATING PARTNER

FRATERNAL BENEFIT SOCIETY BENEFITS

HOUSEHOLDER

GRACE PERIOD

AUTOMATIC STAY

DISPOSABLE INCOME

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