Osprey Bankruptcy & Debt Lawyer, Florida

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Dawn Marie Bates-Buchanan Lawyer

Dawn Marie Bates-Buchanan

VERIFIED
Estate, Wills & Probate, Trusts, Estate Planning, Bankruptcy

Dawn Marie Bates-Buchanan, was raised in Venice Florida, where her Father was a Police Officer and where she graduated from local Vence High School. D... (more)

Gary R. Jodat Lawyer

Gary R. Jodat

VERIFIED
Accident & Injury, Personal Injury, Family Law, Bankruptcy & Debt, Bankruptcy

Gary R. Jodat is the founding and managing attorney of Jodat Law Group, P.A. He received his Juris Doctorate Degree from Stetson University College of... (more)

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CONTACT

800-598-7031

Tera L. Radigan

Bankruptcy, Child Support, Farms, Divorce
Status:  In Good Standing           

Michael Anthony Chiantella

Real Estate, Civil Rights, Contract, Credit & Debt
Status:  In Good Standing           Licensed:  21 Years

Julie A Collins

Commercial Real Estate, Elder Law, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  26 Years

Melanie Archer Newby

Bankruptcy & Debt, Credit & Debt, Bankruptcy, Collection
Status:  In Good Standing           Licensed:  34 Years

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David Warren Herman

Commercial Real Estate, Litigation, Credit & Debt, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  39 Years

Laurie Lee Blanton

Lawsuit, Visa, Social Security, Divorce & Family Law, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  16 Years

Michael Edward Schuchat

Commercial Real Estate, Mass Torts, Civil Rights, Bankruptcy, Personal Injury
Status:  In Good Standing           Licensed:  14 Years

William Byrne Isaacs

Estate Planning, Bankruptcy, Contract, Elder Law, Adoption
Status:  In Good Standing           Licensed:  49 Years

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Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)
A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)
The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FCRA

See Fair Credit Reporting Act.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)
A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

COLLATERAL

Property that guarantees payment of a secured debt.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).