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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Richard A. Heller

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Bankruptcy & Debt, Estate, Divorce & Family Law

If you are reading this information, there is a good chance you need highly qualified legal representation. Our firm has been providing such represen... (more)

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407-649-7700

611 N Wymore Rd, Winter Park, FL 32789

Sherea-Ann Ferrer

Child Support, Divorce & Family Law, Civil Rights, Bankruptcy

Status: In Good Standing

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5971 Brick Court, Winter Park, FL 32792

Vera June

Bankruptcy, Business Organization, Credit & Debt, Foreclosure

Status: In Good Standing

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283 Cranes Roost Blvd., Altamonte Springs, FL 32701

Charlie Price

Bankruptcy

Status: In Good Standing

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390 Maitland Avenue, Altamonte Springs, FL 32701

Julie Jo Adams

Wills & Probate, Wills, Bankruptcy, Trusts

Status: In Good Standing

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415 South Orlando Avenue, Winter Park, FL 32789

Robert Bernard Worman

Construction, Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing

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2707 W. Fairbanks Ave., Winter Park, FL 32789

Roman V. Hammes

Bankruptcy, Litigation

Status: In Good Standing

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1851 W. Colonial Drive, Orlando, FL 32804

Stuart Ferderer

Commercial Bankruptcy, Workout, Credit & Debt, Foreclosure

Status: In Good Standing

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2601 Technology Dr, Orlando, FL 32804

G. W. Skip Simpson

Motor Vehicle, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 43 Years

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New Smyrna Beach, FL 32170

Magda Lanza

Public Interest Law, Commercial Real Estate, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

2048 Howland Blvd, Deltona, FL 32738

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CCCS

See Consumer Credit Counseling Service.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Osteen Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Richard A. Heller

Sherea-Ann Ferrer

Vera June

Charlie Price

Julie Jo Adams

Robert Bernard Worman

Roman V. Hammes

Stuart Ferderer

G. W. Skip Simpson

Magda Lanza

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LEGAL TERMS

CREDIT BUREAU

UNDUE HARDSHIP

FRAUDULENT TRANSFER

REAFFIRMATION

SECRET WARRANTY PROGRAM

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CCCS

SETOFF

PRESUMED ABUSE

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