Pompano Beach Bankruptcy & Debt Lawyer, Florida, page 4

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Michael Johnson
About | Practice Areas
Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert P Garven

Litigation, Elder Law, Business, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

6101 Coral Lake Dr, Pompano Beach, FL 33063

Zachary Warren Smith

General Practice

Status: In Good Standing Licensed: 10 Years

CONTACT

5746 Nw 48Th Ct, Pompano Beach, FL 33067

Alan J. Fisher

Bankruptcy, Credit & Debt, Real Estate, Bankruptcy Litigation

Status: In Good Standing Licensed: 36 Years

FREE CONSULTATION

CONTACT

7000 W. Camino Real, Boca Raton, FL 33433

Frank J Sinagra

Mediation, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 52 Years

CONTACT

2436 N Federal Hwy, Pompano Beach, FL 33064

Matthew Bennett Gold

Civil Rights, Bankruptcy, Divorce, Contract, Dispute Resolution

Status: In Good Standing Licensed: 14 Years

CONTACT

10101 W Sample Rd, Pompano Beach, FL 33065

Thessica Antricia Harris

Immigration, Family Law, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

101 N State Road, Pompano Beach, FL 33063

Jason Lee Scarberry

Commercial Real Estate, Civil Rights, Insurance, Consumer Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

210 N University Dr, Pompano Beach, FL 33071

Nemia Lebrilla Schulte

Real Estate, Credit & Debt, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 31 Years

CONTACT

2401 E Atlantic Blvd, Pompano Beach, FL 33062

Christian Panagakos

Foreclosure, Credit & Debt, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 29 Years

FREE CONSULTATION

CONTACT

120 E. Oakland Park Blvd., Fort Lauderdale, FL 33334

Robert Alan Zimmerman

Elder Law, Insurance, Consumer Bankruptcy, Products Liability

Status: In Good Standing

CONTACT

6991 N State Road, Pompano Beach, FL 33073

800-923-0641

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

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Pompano Beach Bankruptcy & Debt Lawyer, Florida, page 4

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Robert P Garven

Zachary Warren Smith

Alan J. Fisher

Frank J Sinagra

Matthew Bennett Gold

Thessica Antricia Harris

Jason Lee Scarberry

Nemia Lebrilla Schulte

Christian Panagakos

Robert Alan Zimmerman

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LEGAL TERMS

CREDIT REPORT

CHAPTER 7 BANKRUPTCY

REDEMPTION

DISPOSABLE INCOME

FAIR CREDIT BILLING ACT (FCBA)

COSIGNER

FRAUDULENT TRANSFER

GRACE PERIOD

ACCORD AND SATISFACTION

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