Port Charlotte Bankruptcy & Debt Lawyer, Florida

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Atty. Raymond Mitchell
Chapter 7 | Chapter 13
The Law Firm of Raymond Mitchell
3717 Del Prado Blvd. South Cape Coral, Florida 33904 » view map
Lee County Bankruptcy Lawyer
We Help You Survive Financial Attacks

We strive to protect your freedom and rights and provide high quality legal services to you in a professional, respectful, realistic and honest manner.

800-256-5820
1. Raymond B. Mitchell Cape Coral
  Attorney At Law - FL, 1994
  Regent University School of Law - 1993
2. Chapter 7Liquidation
  A Chapter 7 liquidation proceeding is available to individuals, partnerships, and corporations.
3. Chapter 13Reorganization
  A Chapter 13 bankruptcy, or "wage earner reorganization" is available only to individuals with regular income.
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Dawn Marie Bates-Buchanan

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Estate, Wills & Probate, Trusts, Estate Planning, Bankruptcy

Dawn Marie Bates-Buchanan, was raised in Venice Florida, where her Father was a Police Officer and where she graduated from local Vence High School. D... (more)

CONTACT

941-799-3015

1531 Tamiami Trl S, Venice, FL 34285

Joseph Aloysius Heintz

Litigation, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 25 Years

CONTACT

335 Tamiami Trl, Port Charlotte, FL 33953

Douglas W Grissinger

Alimony & Spousal Support, Child Support, Dissolution, Divorce

Status: In Good Standing

CONTACT

13801 Tamiami Trl, North Port, FL 34287

Cord C. Mellor

Divorce, Child Support, Elder Law, Dissolution

Status: In Good Standing Licensed: 49 Years

CONTACT

13801 Tamiami Trl, North Port, FL 34287

John Leslie Polk

Real Estate, Family Law, Bankruptcy & Debt, Estate

Status: In Good Standing Licensed: 48 Years

CONTACT

Punta Gorda, FL 33951

Diane K Mcclellan

Family Law, Civil Rights, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 31 Years

CONTACT

Punta Gorda, FL 33951

David Keith Oaks

Civil Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 44 Years

CONTACT

407 E Marion Ave, Punta Gorda, FL 33950

David William Smith

Construction, Litigation, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

5020 Clark Rd, Englewood, FL 34233

Marcia Swigart Hoyt

Banking & Finance, Bankruptcy, Real Estate, Corporate

Status: In Good Standing Licensed: 46 Years

CONTACT

4 Dominica Dr, Englewood, FL 34223

Mark A Beatrice

Civil Rights, Credit & Debt, Commercial Real Estate, Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

141 Braemar Ave, Englewood, FL 34293

800-923-0641

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Port Charlotte Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

The Law Firm of Raymond Mitchell

SPONSORED LAWYERS

Dawn Marie Bates-Buchanan

Joseph Aloysius Heintz

Douglas W Grissinger

Cord C. Mellor

John Leslie Polk

Diane K Mcclellan

David Keith Oaks

David William Smith

Marcia Swigart Hoyt

Mark A Beatrice

TIPS

LEGAL TERMS

PRIORITY DEBT

CURRENT MONTHLY INCOME

HOUSEHOLDER

SUBROGATION

LOSS DAMAGE WAIVER (LDW)

BANKRUPTCY TRUSTEE

IRS EXPENSES

CHAPTER 13 PLAN

CREDIT COUNSELING

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