Safety Harbor Bankruptcy & Debt Lawyer, Florida

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Robert Geller
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Law Offices of Robert M. Geller, P.A.
807 West Azeele Street Tampa, FL 33606 » view map
Bankruptcy Law Attorneys - Hillsborough County
Bridging You A Brighter Future

It is our firm's philosophy and goal to give each client the individual attention he or she needs in difficult times. Call for a free initial consultation.

800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
3. Contact UsEmail or Call 24/7
  Call for initial free consultation, 800-811-8031.
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David Royce Rounsaville

Landlord-Tenant, Administrative Law, Credit & Debt, Employee Rights, Commercial Real Estate

Status: In Good Standing Licensed: 32 Years

CONTACT

2645 Sunset Point Rd, Clearwater, FL 33759

Martin S Awerbach

Commercial Real Estate, Federal Trial Practice, State and Local, Estate Planning, Collection

Status: In Good Standing

CONTACT

28100 Us Highway 19 N, Clearwater, FL 33761

Carol A Lawson

Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

28870 US Highway 19 N, Clearwater, FL 33761

Antonio R Arnao

Insurance, Bankruptcy, Personal Injury, Civil Rights

Status: In Good Standing Licensed: 37 Years

CONTACT

28870 Us Highway 19 N, Clearwater, FL 33761

David Byron Smitherman

Trusts, Family Law, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

600 Bypass Dr, Clearwater, FL 33764

Joseph Thomas Lipinski

Bankruptcy & Debt, Collection, Divorce & Family Law, Employment, Contract

Status: In Good Standing Licensed: 11 Years

CONTACT

3430 Sweetwater Trl, Clearwater, FL 33766

Jay Matthew Weller

Landlord-Tenant, Defect and Lemon Law, Lawsuit & Dispute, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

25400 US Highway 19 N, Clearwater, FL 33763

Jonathan Forrest Swinson

Bankruptcy & Debt

Status: In Good Standing Licensed: 9 Years

CONTACT

25400 US Highway 19 N, Clearwater, FL 33763

Timothy Blaise Perenich

Bankruptcy, Bankruptcy & Debt, Personal Injury, Accident & Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

25749 Us Highway 19 N, Clearwater, FL 33763

Rachel A. Fefer

Real Estate, Litigation, Banking & Finance, Consumer Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

2640 Barksdale Ct, Clearwater, FL 33761

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

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Safety Harbor Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

David Royce Rounsaville

Martin S Awerbach

Carol A Lawson

Antonio R Arnao

David Byron Smitherman

Joseph Thomas Lipinski

Jay Matthew Weller

Jonathan Forrest Swinson

Timothy Blaise Perenich

Rachel A. Fefer

TIPS

LEGAL TERMS

FCRA

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

BULK SALES LAW

PRESUMED ABUSE

GRACE PERIOD

LOSS DAMAGE WAIVER (LDW)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDIT INSURANCE

DEBT COLLECTOR

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