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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Ben Zaeri

Foreclosure, Bankruptcy, Divorce, Personal Injury

Status: In Good Standing

CONTACT

1170 Wekiva Springs Rd, Longwood, FL 32779

Zoubin Zaeri

Contract, Credit & Debt, Personal Injury, Civil Rights

Status: In Good Standing Licensed: 24 Years

CONTACT

1170 Wekiva Springs Rd, Longwood, FL 32779

Elsie Child Turner

Intellectual Property, Trusts, Contract, Bankruptcy

Status: Suspended Licensed: 49 Years

CONTACT

201 Park Pl, Altamonte Springs, FL 32701

Matthew Robert Gross

Commercial Real Estate, Wills, Trusts, Bankruptcy

Status: In Good Standing

CONTACT

498 Palm Springs Dr, Altamonte Springs, FL 32701

Karen Kay Estry

Civil Rights, Estate Planning, Adoption, Bankruptcy, Contract

Status: In Good Standing Licensed: 13 Years

CONTACT

Altamonte Springs, FL 32716

Matthew Robert Gross

Commercial Real Estate, Wills, Trusts, Bankruptcy

Status: In Good Standing

CONTACT

498 Palm Springs Dr, Altamonte Springs, FL 32701

Melissa Ann Youngman

Bankruptcy, Divorce, Contract, Commercial Real Estate, Business

Status: In Good Standing Licensed: 21 Years

CONTACT

1335 Bennett Drive, Longwood, FL 32750

Georgina Román-Secor

Bankruptcy, Personal Injury, Family Law, Criminal, Mass Torts

Status: In Good Standing Licensed: 25 Years

CONTACT

2290 S Volusia Ave, Orange City, FL 32763

Georgina Roman-Secor

Bankruptcy, Personal Injury, Family Law, Criminal, Mass Torts

Status: In Good Standing Licensed: 25 Years

CONTACT

2290 S Volusia Ave, Orange City, FL 32763

Roger Basil Butcher

State and Local, Workers' Compensation, Contract, Credit & Debt, Medical Malpractice

Status: In Good Standing Licensed: 44 Years

CONTACT

Oviedo, FL 32762

800-923-0641

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Sanford Bankruptcy & Debt Lawyer, Florida, page 4

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Ben Zaeri

Zoubin Zaeri

Elsie Child Turner

Matthew Robert Gross

Karen Kay Estry

Matthew Robert Gross

Melissa Ann Youngman

Georgina Román-Secor

Georgina Roman-Secor

Roger Basil Butcher

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

BANKRUPTCY

GARNISHMENT

HOUSEHOLDER

PREFERENCE

FAIR CREDIT BILLING ACT (FCBA)

DISPOSABLE INCOME

NUISANCE FEES

LOSS DAMAGE WAIVER (LDW)

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