Saranac Lake Collection Lawyer, New York

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Mary Ellen Stumpf

Commercial Real Estate

Status: Inactive Licensed: 36 Years

CONTACT

Saranac Lake, NY 12983

Judith Ann Pareira

Family Law, Child Custody, Divorce & Family Law, Medical Malpractice

Status: In Good Standing Licensed: 35 Years

CONTACT

129 Main Street, Saranac Lake, NY 12983

Barbara Marie Friend

General Practice

Status: In Good Standing Licensed: 47 Years

CONTACT

106 View St, Saranac Lake, NY 12983

Paul Joseph Herrmann

Divorce & Family Law, Civil Rights, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

115 Main St, Saranac Lake, NY 12983

Steven Lee Brewer

General Practice

Status: In Good Standing Licensed: 44 Years

CONTACT

29 Maryland Ave, Saranac Lake, NY 12983

Malcolm A. Coutant

General Practice

Status: In Good Standing Licensed: 56 Years

CONTACT

Saranac Lake, NY 12983

John Stuart Banta

General Practice

Status: In Good Standing Licensed: 30 Years

CONTACT

Saranac Lake, NY 12983

Joseph F. Duffy

General Practice

Status: Suspended Licensed: 63 Years

CONTACT

185 Broadway, Saranac Lake, NY 12983

Dale Scott Abrahamson

General Practice

Status: In Good Standing Licensed: 32 Years

CONTACT

Region 5, Ray Brook, NY 12977

Jeffrey Stuart Bouman

General Practice

Status: Suspended Licensed: 23 Years

CONTACT

104 Margaret St, Saranac Lake, NY 12983

800-923-0641

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FDCPA

See Fair Debt Collections & Practices Act.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

COLLATERAL

Property that guarantees payment of a secured debt.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

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Saranac Lake Collection Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Mary Ellen Stumpf

Judith Ann Pareira

Barbara Marie Friend

Paul Joseph Herrmann

Steven Lee Brewer

Malcolm A. Coutant

John Stuart Banta

Joseph F. Duffy

Dale Scott Abrahamson

Jeffrey Stuart Bouman

TIPS

LEGAL TERMS

FORBEARANCE

PREFERENCE

CREDIT REPORT

WORKOUT

FDCPA

CREDIT COUNSELING

GUARANTEED RESERVATION

COLLATERAL

DOING BUSINESS AS (DBA)

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