Saranac Lake Workout Lawyer, New York

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Saranac Lake Workout lawyer.
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Mary Ellen Stumpf

Commercial Real Estate

Status: Inactive Licensed: 36 Years

CONTACT

Saranac Lake, NY 12983

Judith Ann Pareira

Family Law, Child Custody, Divorce & Family Law, Medical Malpractice

Status: In Good Standing Licensed: 35 Years

CONTACT

129 Main Street, Saranac Lake, NY 12983

Barbara Marie Friend

General Practice

Status: In Good Standing Licensed: 47 Years

CONTACT

106 View St, Saranac Lake, NY 12983

Paul Joseph Herrmann

Divorce & Family Law, Civil Rights, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

115 Main St, Saranac Lake, NY 12983

Steven Lee Brewer

General Practice

Status: In Good Standing Licensed: 44 Years

CONTACT

29 Maryland Ave, Saranac Lake, NY 12983

Malcolm A. Coutant

General Practice

Status: In Good Standing Licensed: 56 Years

CONTACT

Saranac Lake, NY 12983

John Stuart Banta

General Practice

Status: In Good Standing Licensed: 30 Years

CONTACT

Saranac Lake, NY 12983

Joseph F. Duffy

General Practice

Status: Suspended Licensed: 63 Years

CONTACT

185 Broadway, Saranac Lake, NY 12983

Dale Scott Abrahamson

General Practice

Status: In Good Standing Licensed: 32 Years

CONTACT

Region 5, Ray Brook, NY 12977

Jeffrey Stuart Bouman

General Practice

Status: Suspended Licensed: 23 Years

CONTACT

104 Margaret St, Saranac Lake, NY 12983

800-923-0641

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LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FDCPA

See Fair Debt Collections & Practices Act.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

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Saranac Lake Workout Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Mary Ellen Stumpf

Judith Ann Pareira

Barbara Marie Friend

Paul Joseph Herrmann

Steven Lee Brewer

Malcolm A. Coutant

John Stuart Banta

Joseph F. Duffy

Dale Scott Abrahamson

Jeffrey Stuart Bouman

TIPS

LEGAL TERMS

CHAPTER 13 PLAN

BANKRUPTCY

REPOSSESSION

BANKRUPTCY TRUSTEE

CREDIT BUREAU

MEANS TEST

FDCPA

ACCORD AND SATISFACTION

SECURED DEBT

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