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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Geraldene Sherr Duswalt

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Divorce & Family Law, Bankruptcy & Debt

Full service law firm dedicated to helping people solve their problems and move on with their lives.

I have been helping people in New Jersey and New York resolve their legal problems for twenty nine years. During this time, I have learned that infor... (more)

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800-903-7740

1812 Front Street, Scotch Plains, NJ 07076

Corinne Gurski

Collection, Construction, Environmental Law, Mental Health

Status: In Good Standing

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127 Main Street, Chatham, NJ 07928

Arthur A. Povelones

Collection, Estate Planning, Family Law, Litigation

Status: In Good Standing Licensed: 29 Years

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673 Morris Ave, Springfield, NJ 07081

Philip D. Stern

Class Action, Credit & Debt, Collection, Bankruptcy & Debt

Status: In Good Standing

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697 Valley Street, Maplewood, NJ 07040

Alan S. Goldberger

Sports, Trade Associations, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

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180 River Road, Summit, NJ 07901

Alan J. Helfand

Litigation, Workout, Collection, Bankruptcy Litigation

Status: In Good Standing

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150 Jfk Parkway, Short Hills, NJ 07078

James D. Derose

Products Liability, Business, Consumer Bankruptcy

Status: In Good Standing

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53 Cardinal Dr, Westfield, NJ 07091

Stephen P. Dempsey

Criminal, Business, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

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99 Summit Avenue, Summit, NJ 07901

Jackson Smittick

Administrative Law, Welfare, Credit & Debt, Animal Bite

Status: In Good Standing

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1902 West Main Avenue, New Providence, NJ 07974

Andrew Mark Wolfenson

Estate Planning, Divorce, Criminal, Civil Rights, Bankruptcy

Status: In Good Standing

CONTACT

2414 Morris Avenue, Union, NJ 07083

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Summit Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Geraldene Sherr Duswalt

Corinne Gurski

Arthur A. Povelones

Philip D. Stern

Alan S. Goldberger

Alan J. Helfand

James D. Derose

Stephen P. Dempsey

Jackson Smittick

Andrew Mark Wolfenson

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LEGAL TERMS

INTEREST

GENERAL PARTNER

NONEXEMPT PROPERTY

CREDITOR

MEETING OF CREDITORS

401(K) PLAN

NUISANCE FEES

GRACE PERIOD

UNDUE HARDSHIP

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