Summit Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

x
Click For More Info:

Jose Torres
About | Practice Areas
Torres Legal
129 Prospect St Passaic, NJ 07055» view map
Criminal Defense & Divorce and Family Law
Competent Legal Representation

Founded in 2005, Torres Legal is a Law Firm based in Passaic, NJ whose goal is to provide individuals in need with competent legal representation.

800-761-6810
1. Jose Torres Passaic, NJ
  Attorney at Law, NJ
  Florida Coastal School of Law, LL.M. 2003
2. AboutTorres Legal
  Competent Legal Representation
3. Practice AreasExpertise
  Criminal Defense & Divorce and Family Law
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

Geraldene Sherr Duswalt

✓ VERIFIED

Divorce & Family Law, Bankruptcy & Debt

Full service law firm dedicated to helping people solve their problems and move on with their lives.

I have been helping people in New Jersey and New York resolve their legal problems for twenty nine years. During this time, I have learned that infor... (more)

FREE CONSULTATION

CONTACT

800-903-7740

1812 Front Street, Scotch Plains, NJ 07076

Corinne Gurski

Collection, Construction, Environmental Law, Mental Health

Status: In Good Standing

CONTACT

127 Main Street, Chatham, NJ 07928

Christine Curran

Bankruptcy

Status: In Good Standing

CONTACT

86 Morris Ave, Summit, NJ 07901

Stephen Oplinger

Bankruptcy, Business, Banking & Finance

Status: In Good Standing

CONTACT

86 Morris Ave, Summit, NJ 07901

Caroline Doyle

Immigration, Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

86 Morris Ave, Summit, NJ 07901

Shalom Stone

Motor Vehicle, Federal Trial Practice, Collection

Status: In Good Standing

CONTACT

86 Morris Ave, Summit, NJ 07901

John F. Jennings

Computer Law, Aviation, Federal Trial Practice, Collection

Status: In Good Standing Licensed: 42 Years

CONTACT

Summit, NJ 07902

Stephen P. Dempsey

Criminal, Business, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

99 Summit Avenue, Summit, NJ 07901

Bart A. Chase

Real Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

450 Springfield Ave, Summit, NJ 07901

Adam Michael Brown

Lawsuit & Dispute, Government, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

350 Springfield Ave, Summit, NJ 07901

800-923-0641

Free Help: Use This Form or Call 800-943-8690

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CREDIT FILE

See credit report.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

SORT BY:

FILTER BY:

Free Consultation
Male
Female
Suspended

Summit Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Torres Legal

SPONSORED LAWYERS

Geraldene Sherr Duswalt

Corinne Gurski

Christine Curran

Stephen Oplinger

Caroline Doyle

Shalom Stone

John F. Jennings

Stephen P. Dempsey

Bart A. Chase

Adam Michael Brown

TIPS

LEGAL TERMS

FDCPA

CHAPTER 13 PLAN

INTEREST

LIMITED LIABILITY

AUTOMATIC STAY

NONDISCHARGEABLE DEBTS

CREDIT FILE

DOING BUSINESS AS (DBA)

ABUSE

SORT BY:

FILTER BY:

PRACTICE AREAS 30

NEARBY CITY SUGGESTIONS

Lawyer.com Legal Protection Plan

Premium Membership

Additional Services

Resources

My Account Details