Wadsworth Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Sharanya Gururajan

Bankruptcy, Bankruptcy Litigation, Corporate, Federal Trial Practice

Status: In Good Standing

FREE CONSULTATION

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420 W. Clayton Street, Waukegan, IL 60085

James J. Burns

Foreclosure, Real Estate, Workout, Bankruptcy

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Real Estate, Wills, Bankruptcy

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444 N Cedar Lake Rd, Round Lake, IL 60073

Matthew J. Stanton

Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 21 Years

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4949 Grand Ave, Gurnee, IL 60031

Daniel Sinclair

Business, Bankruptcy

Status: In Good Standing Licensed: 52 Years

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4170 Old Grand Ave, Gurnee, IL 60031

David Siegel

Bankruptcy & Debt, Bankruptcy, Divorce & Family Law, Divorce

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2835 Belvidere Road, Waukegan, IL 60085

Ronald Wayne Gilbert

Bankruptcy, Estate Planning

Status: In Good Standing Licensed: 48 Years

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1321 Grand Ave, Waukegan, IL 60085

Jed Howard Stone

DUI-DWI, Criminal, Civil Rights, Banking & Finance, Collection

Status: In Good Standing

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415 Washington Street, Waukegan, IL 60085

Rachel Strubbe Kane

Estate, Family Law, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

813 Washington St, Waukegan, IL 60085

Rachel Kane

Estate, Family Law, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

813 Washington St, Waukegan, IL 60085

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FDCPA

See Fair Debt Collections & Practices Act.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FCRA

See Fair Credit Reporting Act.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

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Wadsworth Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Sharanya Gururajan

James J. Burns

Hilary J. Negele

Matthew J. Stanton

Daniel Sinclair

David Siegel

Ronald Wayne Gilbert

Jed Howard Stone

Rachel Strubbe Kane

Rachel Kane

TIPS

LEGAL TERMS

DISPOSABLE INCOME

NONEXEMPT PROPERTY

FORBEARANCE

DEBIT CARD

ACCORD AND SATISFACTION

FDCPA

BANKRUPTCY TRUSTEE

FCRA

CHAPTER 13 PLAN

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