Waverly Bankruptcy & Debt Lawyer, Washington, page 4

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Zipporah Mercy Redfield

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 84 Years

CONTACT

3115 S Regal St, Spokane, WA 99223

Kim K. VanOsdol

Commercial Bankruptcy, Family Law, Estate Planning, Real Estate

Status: Deceased Licensed: 72 Years

CONTACT

119 E High Dr, Spokane, WA 99203

Gregory Scott Blair

Construction, International Other, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

17701 E Windsor Ct, Greenacres, WA 99016

Robert Michael Seines

Civil Rights, Insurance, Banking & Finance, Collection

Status: In Good Standing Licensed: 39 Years

CONTACT

Greenacres, WA 99019

Amanda Lee Spencer

Health Care, Estate, Employment, Bankruptcy & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

913 N Wright Blvd, Greenacres, WA 99019

Mary E. Duncan

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 65 Years

CONTACT

1421 N Meadowwood Ln, Greenacres, WA 99019

Gretchen E Satran

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 21 Years

CONTACT

1421 N Meadowwood Ln, Greenacres, WA 99019

Joseph Gerald Beitey

Status: In Good Standing Licensed: 29 Years

CONTACT

21200 E Country Vista Dr, Greenacres, WA 99019

Catherine Bergin Yalung

Litigation, Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

1031 N Oakmont Ln, Greenacres, WA 99019

Sarah E Urness

Divorce, Disability, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

2059 N Winrock St, Greenacres, WA 99019

800-923-0641

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Waverly Bankruptcy & Debt Lawyer, Washington, page 4

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Zipporah Mercy Redfield

Kim K. VanOsdol

Gregory Scott Blair

Robert Michael Seines

Amanda Lee Spencer

Mary E. Duncan

Gretchen E Satran

Joseph Gerald Beitey

Catherine Bergin Yalung

Sarah E Urness

TIPS

LEGAL TERMS

ABUSE

TRADE NAME

COLLECTION AGENCY

INTEREST

FORBEARANCE

FRAUDULENT TRANSFER

COSIGNER

CHAPTER 13 PLAN

NONDISCHARGEABLE DEBTS

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